EKA, a large network of filling stations in Moscow and the region, offers individuals to use a service that will allow them to receive all types of guaranteed high-quality fuels and lubricants, a full range of gas station services and provide a high degree of protection for your finances.

Why are ESA fuel cards convenient for individuals?

They can be purchased not only by legal entities, but also by anyone. This is a kind of payment instrument similar to a banking product. It is a plastic with an integrated microchip, on which incoming and outgoing transactions are recorded. The program works not only at branded filling stations in Moscow and the region, but throughout Russia, at the points of our partners.

The owner (individual) has the ability to:

• save time (cashless payments are made within a few seconds);
• exclude unauthorized debiting of funds (access by means of a PIN code, instant blocking in case of theft, loss);
• receive bonus points and discounts (depending on the volume and number of gas stations, attracted customers and other nuances).

A car enthusiast can familiarize himself with the balance, operations performed, the number of bonuses in his personal account on the company's website in order to control his expenses. In addition, there is round-the-clock support (phone 8 800 250-83-83, free of charge). The operator is always in touch, will answer all questions, solve problems.

How to buy a card for fuel and gasoline for individuals

We value our clients' time, so we suggest using the Internet connection:

1. Fill out an online application, in which indicate your full name, number of cards, contact information (phone, e-mail, address).
2. Follow the e-mail, where we will provide the details and personal account number.
3. Replenish the personal account, confirming the fact of acceptance of the offer agreement (Article 433 of the Civil Code of the Russian Federation).
4. Receive the product at the address you specified or at the office of our company (optional).

From that moment on, refueling using fuel cards in Moscow and the regions of Russia is carried out with any type of fuel within the amount on the balance. Replenishment is made by the client as needed.

Save your money and time, take advantage of our offer!

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Almost every second inhabitant of our country is a car owner, and probably almost everyone has no fuel card. It is no secret that in the presence of such a card, its owner acquires incentive bonuses when using the services of a certain gas station. Does this product have any nuances? How to get a fuel card and is it profitable to use it?

A fuel card is a prototype of a bank card. The difference from its analogue is that you can use it only at a certain gas station. The capabilities of this product are limited and are subject to the suggestions and capabilities of the manufacturer.

Attracting, retaining and encouraging customers, competition, as well as automation of bill payments, and constant work on the quality of service - all this served as prerequisites for the development and implementation of fuel cards.

This product has received its recognition from car owners. And this is not surprising, because with its appearance, the gas station customer not only saves time and money, but also no longer needs to stand in queues and communicate with the station employees.

When using cards, it must be remembered that there are two types of fuel cards: with a fixed limit and without it.

In addition, both individuals and legal entities can be customers of a gas station, and each of them has its own type of fuel card.

What is the difference between fuel cards for individuals and legal entities

Fuel cards for legal entities beneficial not only to the owners of gas stations, but also to the enterprises themselves. Official vehicles use a huge amount of fuel, so it can be difficult to track all the driver's actions in purchasing and fuel consumption. With the available fuel card, the head of the company can personally track all the necessary information about the quantity, type, refueling time, and the cost of the timing belt purchased. In addition, he can independently set a limit on the consumption of fuel.

It is beneficial for the owners of gas stations to conclude contracts with enterprises, and provide them with certain bonuses, since it is not only about the demand and expansion of his gas station, but also the possibility of generating huge income.

According to the concluded agreement, the company can be offered various types of fuel, depending on the needs of the company, at a reduced price. And the organization, in turn, undertakes to purchase the timing precisely at this station. In addition, the contract may contain additional clauses. For example, by the amount of purchased petroleum products and so on. As you know, depending on the distance from the center, the price of gasoline can rise sharply, so if an enterprise operates outside the region, then it is beneficial for it to issue a fuel card.

Concerning fuel cards for individuals, then they can be very useful for them too. It should be noted that some gas stations use different payment methods with fuel cards. For example, every time a car is refueled, a certain number of bonuses are credited to the card. If desired, the holder of such a card can use them next time, or save them.

Read also:

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Do not forget that the price of the timing belt for cash will be higher than when calculating using a transport card. In addition, various draws and lotteries are constantly held among regular customers, which can bring owners both additional discounts and bonuses, and liters of fuel.

How to get a fuel card

Taking into account all the advantages, the question arises before the car owner: "How to get a fuel card?"

In order to become a card holder, you must first decide on the choice of a gas station. It must be remembered that each gas station offers its own product and has different conditions for issuing and using cards.

However, on the Internet, there are more and more proposals for issuing cards through operators who conclude an agreement with some gas stations, and, in their opinion, such cards significantly expand the territory of product use.

Issuance of fuel cards, produced directly by the manufacturer itself. After you have made a choice in favor of a particular gas station, you need to contact the company and order a card. This can be done in two ways:

1. Contact the employee personally, who, upon presentation of the necessary documents, will help to draw up and register the card.

If we are talking about a legal entity, and the issuance of a card is possible after signing the relevant agreement, then it is worthwhile to agree on a visit in advance. Since it takes time to draw up a contract and agree on all the points of interest.

An individual often draws up a card when calculating for refueling a car. Station staff are required to offer their product, and clearance can take several minutes.

2. Card registration also possible via the Internet. Now many leading gas stations have their own websites, where you can not only find all the necessary information about the organization, but also use its services. Companies offer to register and create your own personal Area... Using it, you can remotely order a fuel card, select its type. In addition, it is possible to deliver the card by courier to your home or office.

Thus, at the next visit to the gas station, the client may have a card that will give him the right to take advantage of discounts. It should also be noted that the fuel card can be provided both free of charge and for a certain amount of money. Therefore, before registration, it is worthwhile to study in detail all the conditions on the organization's website, or directly at the gas station itself.

Read also:

Personalized bank cards - offer overview

When issuing a fuel card, it is best to order plastic with a chip carrier. It is he who contains all the necessary information, and will allow you to pay for gas station services in any remote area, even without Internet access. All that is required is a terminal at the station.

When using the card, the holder only needs to remember the PIN code to it. The station employee will insert the card into the reader, indicate the volume of liters of fuel and print the receipt. The car owner must carefully check the data on the check and sign it.

Cases in which the use of the fuel card will become impossible:

1. If the fuel card has not been used for six months, then it may be blocked;
2. If the card was previously lost, and an employee of the company was reported about this incident, then most likely it is unusable;
3. If the cardholder has violated the agreement, then such a card may be blacklisted and its use will become impossible;
4. Wrong PIN code entered more than 3 times.

Brief description and comparative characteristics of known fuel cards

Many leading gas stations in Russia support customer loyalty policies and issue their own bonus and fuel cards. The table shows the comparative characteristics of famous brands of fuel cards.

At one time, the drivers of enterprises were given coupons for gasoline. Today they are successfully replaced by plastic fuel cards for legal entities and private car owners. The cards have a built-in microchip or magnetic stripe, and in appearance do not differ from bank counterparts. The difference is that they can contain both cash and a certain amount of liters of gasoline or diesel fuel. This card can only be used by a person who knows the PIN.

What is a car refueling card

Filling stations (fuel cards) are issued by gas station networks or special operators. In the first case, the card will be tied to a specific network of gas stations (for example, Lukoil). In the second case, it will be possible to refuel at several gas stations of different companies.

Fuel cards provide many benefits of using them

There are several types of fuel tanks for refueling cars:

1. Limited liter cards... They are limited both in time and region and are more suitable for legal entities. persons. You can refuel the car for a certain number of liters per day (week or month). The number of varieties of gasoline or diesel fuel that can be used can be up to 10. The limit in this case is set both for certain types of fuel and for the displacement. If, for any reason, fuel consumption at the enterprise increases, the card can be reformatted. For this, an application is submitted to the office of the supplier of fuels and lubricants.
2. Limited money cards. Allow to refuel any type of fuel. The limitation is set not in liters, but in cash.
3. Unlimited cards... TCs have no restrictions and are quite suitable for private car owners.

The owner of a personal car can independently manage his fuel consumption from his personal account. The driver working at the enterprise does not have this opportunity. At best, he can check the amount of gasoline that is available to him. All operations on the TC (except for direct refueling at the gas station) are carried out by the head of the enterprise or his authorized representative, who is responsible for the vehicle fleet and the costs of fuel and lubricants in the company.

Benefits of using fuel cards by legal entities

Organizations with petrol cards receive a number of undeniable advantages:

1. Purchase of fuel by bank transfer.
2. Checking the account through your personal account at any convenient time... In order not to leave their drivers without fuel, the person in charge or the manager can set up automatic card replenishment.
3. Possibility to implement strict control of fuel and lubricants consumption... In the personal account, the management can track all ongoing operations, change or disable unnecessary options.
4. Security... TC can only be used by a person who knows the PIN. In addition, it is protected by a password that the driver enters before debiting funds at the petrol station cash register. If you lose your card, you can quickly block it.
5. Substantial cost savings... Strict accounting of fuel allows you to exclude excessive consumption. In addition, all companies producing TCs provide corporate clients with a flexible system of discounts and bonuses. If there is a certain number of liters at the fuel complex, gasoline is sold by the gas station on cards for legal entities at a fixed price specified in the contract, even if fuel prices have increased.
6. Possibility of returning 18% VAT to the company's account.
7. Simplification of the accountant's work when accounting for the expense of funds.
8. The ability to link the card to the number of a specific car, which will exclude refueling by an unscrupulous driver of personal vehicles.

Fuel cards allow you to maintain strict control over spending

How to choose a fuel card

Before purchasing a shopping center for refueling cars for the organization, the manager needs to determine which product is most beneficial to him. If the company has only a few cars, and the geography of movement is limited to a small area, you can conclude an agreement with one of the fuel companies (for example, Gazprom, Lukoil or Rosneft). In this case, refueling using the card is possible only at the gas station of the selected fuel supplier. For large transport companies carrying out transportation throughout the country and abroad, the best option is universal fuel cards, which allow refueling during a long journey from different suppliers. In this case, the contract is concluded not with a separate network of filling stations, but with a processing center.

It is important to pay attention to the cost of fuel and the system of discounts. Unscrupulous companies can first inflate the cost of gasoline, and then make a seemingly attractive discount. As a result, the consumer of fuels and lubricants will receive minimal or no benefit.

When choosing a TC issuing company, you should pay attention to its rating of attractiveness and reliability, read reviews of the work. Today, all information is easy to find on the Internet.

Service features play an important role. Attention should be paid to such aspects as:

• availability of a hotline for solving force majeure circumstances;
• the timeliness of issuing and transferring invoices, which is necessary for the normal operation of the accounting department of your company;
• card service cost;
• the size of the balance that cannot be reduced (in some companies the amount can reach 40 thousand rubles. If the funds on the card are less, it will be blocked);
• the likelihood of blocking the TC by the service provider and as a protection against this unpleasant situation - the ability to refuel the car on credit

Today, a large number of TCs are produced in our country. When choosing the right product, you need to pay attention not only to the amount of discounts and the number of bonuses per unit of purchased fuel. It is important to consider factors such as:

• number of gas stations;
• coverage area.

Rosneft - the number of filling stations is 4500, the coverage of regions is more than 70;
Gazpromneft - 2000 filling stations, over 50 regions covered;
Lukoil - the number of gas stations is 3600, coverage of more than 60 regions;
Tatneft - the number of filling stations is 600, the coverage of the regions is over 20.

When there is not a single gas station on the way of the car, where you can refuel using the available fuel card, this creates additional problems. Therefore, when choosing a company, you should pay attention to the possibility of refueling cars at partner gas stations.

Where to get a fuel card

Since legal entities enter into a service agreement with the supplier, it is best to issue the card at the service provider's offices. In this case, you can discuss and work out each clause of the agreement. This will protect the company from the occurrence of unpleasant moments, eliminating the loss of material resources.

You can discuss a number of questions of interest by phone or register on the supplier's website, select the desired service package, and the courier will deliver the contract and the card to the specified address.

Review of popular universal fuel cards of issuing companies

The independent operator PetrolPlus was recognized as a serious player in the market. The company issues a number of popular fuel cards. These include:

Transit Card

• allows you to purchase fuel at more than 11,000 filling stations at the lowest prices in Russia, Belarus and Kazakhstan;
• provides online cost control;
• vAT refund is provided;
• a deferred payment is possible up to 30 days.

Sprinter Ultra

• more than 8,000 gas stations in Russia;
• return of 18% VAT;
• possible cost savings - up to 25%.

All terrain vehicle

• more than 10,000 gas stations;
• up to 2% discount on fuel cost when participating in a bonus affiliate program;
• possibility of 18% VAT refund;
• linking corporate cards to one account;
• round-the-clock support service.

The largest network of filling stations - more than 13,000, can be used after purchasing a universal fuel card PPR (advanced payment solutions). It can be used to purchase fuel at gas stations of Lukoil, Rosneft, Gazprom and other Russian companies. Fuel cards of the PPR corporation allow you to significantly reduce fuel costs, receive reporting documents for the accounting department without delay, and control costs in your personal account.

Based on the foregoing, we can conclude that fuel cards for legal entities are a convenient product that allows you to save money for a company. However, before purchasing it, you need to carefully study all the offers on the service market and choose the most optimal option for your company.

Petrol Plus Region offers cards for companies, by which you can get a discount at gas stations, manage your account via the Internet, control expenses. One such card is the Rover card.

Petrol Plus Map

Accepted in more than 9000 gas stations in Russia and the CIS;
- More than 3000 gas stations have a discount;
- Issued for free;
- 18% VAT refund.

Details at the office. website:petrolplus.ru

2. Lukoil fuel and bonus cards

LUKOIL gas station offers its customers bonus cards "LUKOIL-Petrokommerts-MasterCard" with the calculation of 1 point for every 50 rubles of purchase. 1 point is equal to 1 ruble. A bonus card is issued free of charge and has an unlimited validity period.

Likard fuel card (Lukoil)

Discount price for gas stations;
- The card is accepted at\u003e 3800 petrol stations;
- 18% VAT refund;
- Full cost control.

3. Bonus and fuel cards from TNK gas stations

Bonus program of the gas station network TNK assumes the presence of the "Carbon" accumulative card. Bonuses are credited to the card for the purchase of fuel or goods worth more than ten rubles. They are credited to the account within a few hours, and you can use them after 14 days from the date of enrollment. Refueling with regular fuel brings 5 \u200b\u200bbonuses for 50 rubles, refueling with Pulsar series fuel will bring 10 bonuses for 50 rubles, and the purchase of related products 15 bonuses for 50 rubles.

Savings card "Carbon" (debit)

Accrual of bonuses for the purchase of fuel and goods in partner stores;
- Ability to use it as a regular payment card.

Fuel card "Magistral Region"

Fuel discount depending on consumption per month;
- 18% VAT refund;
- Accepted at more than 2000 gas stations in Russia and the CIS;
- Replenishment is available via Webmoney.

Details at the office. website: www.magystral.com

4. Bonus cards from gas stations "Gazpromneft"

Gazpromneft - North - West offers the loyalty program "We are on the way". In addition to discounts on fuel and related products, the program includes a system of discounts from club partners: shops, restaurants, entertainment complexes, etc.

Bonus card from Gazpromneft (We are on the way!)

- Accumulation of bonuses for purchases at gas stations Gazpromneft;
- Calculation by points for fuel, at a car wash, in a cafe and a store.

5. Bonus cards of TATNEFT filling stations

By purchasing a Tatneft discount card with a “Fixed discount” scheme, you get a permanent discount from each refilled liter. The discount is 3% for fuel, motor oils TATNEFT and tires produced by OAO Nizhnekamskshina, and 6% for gas products.

Discount card "Tatneft"

The cost of the card is 100 rubles;
- Up to 3% discounts on fuel;
- Discounts for Nizhnekamskshin's products up to 3%;
- Discount on gas products - 6%.

Fuel card "Tatneft"

The cost of the card is 250 rubles;
- Discounts for legal entities up to 4.5%.

6. Shell bonus and fuel cards

By showing your card at a Shell petrol station with every purchase, you will receive points under the Shell ClubSmart program, for which you can receive gifts from the petrol station.

Bonus card« ClubSmart »

Accrual of bonuses for every purchase / refueling;
- Exchange of bonuses for gifts from the catalog.

Fuel card« euroShell »

Fuel discount;
- Reception throughout the Shell petrol station network in Russia and Europe (20 thousand petrol stations);
- Reception of partners at gas stations;
- Credit payment terms;
- VAT refund;
- Payment of road services and fees;
;

Fuel card« »

Fuel discount;
- Payment by bank transfer;
- VAT refund;
- Access to your personal account 24/7;

7. Rosneft fuel cards

Now Rosneft has more than 1,800,000 cards in circulation, including fuel cards for legal entities operating under the Local and Transit programs, as well as loyalty cards for individuals.

Fuel card« Rosneft»

18% VAT refund;
- Cards are accepted by over 1,770 petrol stations / petrol stations of NK Rosneft.

8. Bonus cards from Neste gas stations

Neste gas station offers a Citibank credit card to the car enthusiast, 1% of payments made on the card is returned as a bonus. It is also possible to get a 5% discount on purchases in the Quick-Shop, 10% on the Quick-Shop car wash services and 5% on fast food products.

Details at the office. website: http: //www.azs.tatneft.ru/bonus_cards

Choosing a fuel card

Which fuel card should I choose?

Let's identify the main criteria by which they most often try to select a fuel supplier by bank transfer.
To begin with, let's remember that processing companies offering fuel cards can be roughly divided into two categories:

• mono-brand, which offer gas stations of the same brand;
• multi-brand, serving universal fuel cards, accepted at a large number of gas stations (we talked more about processing companies in the article: Processing of fuel cards).

Now we can consider the main points that should be focused on, so that you can make the right choice for the working conditions of your company and order truly profitable cards.

The best fuel card is determined by the following points:

1. Gas station network.
If your company's vehicles are refueled at one of the petrol stations closest to you and this is absolutely enough to ensure uninterrupted refueling, then this item is not for you. In this case, it’s probably easier to negotiate with the owner of this gas station and refuel according to the statement. But more often than not, cars drive throughout the region, or even have inter-regional trips. Here, of course, a very important role will be played by the representation of gas station networks in the regions of your interest. For example, working in the Kursk or Saratov regions, it makes sense to issue a fuel card not of some, conditionally, distant Omsk brand of gas station, which, simply, is not in your city and even region, but to work with a processing company that will offer Magistral fuel cards, they are accepted in these regions at a large number of gas stations. But for enterprises of the Samara, Ulyanovsk or Ryazan regions it is better to think about where to get Rosneft cards. If we are talking about the Volgograd region or the Komi Republic, then it is more expedient to use Lukoil fuel cards there, since there are very few other gas stations there. Again, we repeat that universal fuel cards are more convenient because they allow refueling at gas stations of different brands and are suitable for most regions of Russia.

2. Discount and price.
In the current conditions of a difficult financial situation, fuel discounts are far from the last place. But at the same time, we always remember that it is necessary to look not only at the amount of the discount, but also at the final cost! After all, some companies offer impressive discounts, but at the same time the final price (already taking into account this discount) can be an unpleasant surprise. The fact is that the initial price at a gas station can be so much higher than at others that a discount here will not help much. Overpay anyway. Simple math. Also, often offering a small discount at some gas stations, the processing company introduces fuel surcharges for the other part of the gas stations. Be careful at this point when concluding a contract.

Which fuel card to choose for legal entities?The following parameters are also important:

3. Blocking of fuel cards.
This point is inextricably linked with the previous one, since it directly relates to the financial side of the issue. Often there are situations when there is nothing to pay for fuel, but it is necessary to send cars on flights. Most often, these are protracted January or May holidays, when banks do not work, and it is simply not possible to replenish your personal account with fuel cards. At such times, processing companies often block their clients' cards. As a result, the transport may simply not go on the flight, or even worse, the driver gets up halfway with a perishable cargo, and managers and transport workers have to in a hurry to look for ways out of the situation and on the go figure out how to refuel the poor fellow on the flight. Therefore, in order to avoid these very unpleasant situations, in advance, even before signing, study the agreement on fuel cards. And additionally clarify the moments with card blocking. After all, the conditions of processing companies are very different. Some oblige you to keep a certain amount on your personal account, below which you cannot go down in order to avoid blocking cards. That is, on your account, for example, another 40,000 rubles, but you will not be able to use them, since the cards are blocked and refueling is impossible. Other companies offer credit fuel cards. In this case, if the loan is approved, you can not be afraid of blocking until the maximum threshold for the loan amount is reached, but you must be prepared that you will ride with an overpayment for fuel, and often with a significant one. A number of companies, following the results of cooperation, cancels the hard blocking conditions for their reliable customers and allows them to leave a small minus on their personal account, but today such processing companies are already a rarity.

4. Customer service.
This point, of course, does not directly affect the financial component, but:

• Timely invoicing and reporting will simplify the work of your accounting department and offload the time for solving more important tasks.
• A competent and polite manager will quickly and efficiently resolve any questions regarding fuel cards. Often the best managers are assigned only to large clients, but in any case, by communication, you can understand how professional the manager is and whether you want to work with him. Moreover, you can always ask to change a rude or incompetent manager who does not suit you and look at the feedback, how client-oriented the given processing company is.
• The telephone hotline of some companies is always busy, and you simply cannot get through. Hanging on the phone for hours while waiting for an answer is an unacceptable luxury for a manager. Moreover, if the driver is waiting at the gas station at this moment and cannot refuel for some reason.
• Gas station map and route building.

Pay attention, is there a gas station locator on the website of the processing company you have chosen? Does it reflect fuel prices? Is it possible to plot a route from point to point, taking into account the addresses of the gas station? All of these tools will be of great help and ease the way forward.
At one time the companies serving TNK fuel cards were famous for their good service.

5. Cost of fuel cards.
Here we deliberately put this factor in the last place, since it would be possible to focus on it with a noticeable difference in the cost of cards in the processing market. But at the moment it ranges from only two hundred to five hundred rubles. Often a customer makes the mistake of short-sightedly putting the card price first when choosing a fuel supplier. Some companies usually focus on the fact that they initially have a fuel card free of charge, but here it should be borne in mind that in case of termination of the contract, as well as in case of loss, failure or damage, you will still need to pay the full cost of fuel cards ... Also, sometimes processing companies agree on a reduction in prices for cards under conditions of long-term cooperation.

The following types of fuel cards are also distinguished:
By information carrier:

1. Magnetic Stripe Fuel Cards
2. Fuel smart card with electronic chip

The second type is more reliable against information hacking and damage, and is more modern.

On the delay of information transfer:

1. Fuel card online delay of information about refueling, conditionally, up to 60 minutes
2. Offline map information delay can be from several hours or more.

This moment is of fundamental importance when you have conditions for hard blocking of cards and you must always know the most accurate balance of funds in order to avoid their constant blocking.

A good example of cards with an online system is Gazpromneft fuel cards.

Summarize: the best fuel card is exactly the fuel card that meets the maximum needs of your organization.
To maximize fuel savings, enterprises often use a vehicle monitoring system, which transmits data about the location of the vehicle, its speed, fuel consumption, etc. directly to the manager's Personal Account.
If you have any questions, you can always ask a professional for advice. Order a free consultation by clicking on the red button at the top of the site or call us. It's up to you.