Where can you ask for money without giving back. Free money, or where they give money just like that in Russia and the USA. Everything you need to know about pawnshops

Greetings to everyone who decided to look at this page with very useful and interesting material. Many people often ask themselves the same question. Where to get money? They are indispensable for wedding expenses, or buying a home or other real estate. And what is most interesting: often money is needed urgently.

Money can really be obtained urgently and quickly, which we will discuss in this article. There were also situations in my life when there was a need for a certain amount of money, and I had to use all my abilities and imagination to find them in just half an hour.

The article “Where to get money for free for free” will tell you:

- Is it possible to find free money;

- On receiving funds through microloans;

- Search for money for business at a small percentage;

- How to get a certain amount for free.

You will also learn how to borrow and disburse funds correctly. And the most important thing is how to avoid mistakes in a deplorable financial situation. And all this if you do not want to try make money on the Internet and make yourself money on your own.

1. Where an ordinary unemployed person can get money

A person may need money at any second. You were called for a birthday or a wedding, someone urgently demands to repay the debt, and so on. It all depends on the life situation. It will be great if there are still a couple of days before the so-called X hour, but if only two or three hours, and your pocket is still empty? Now I will answer the question of where an ordinary person can get the money they need, like air, in a quick and most importantly effective way.

This question may seem philosophical in meaning to many. But in situations of urgent need for finance, people, as a rule, are not up to it. At the moment when it comes to relatively small amounts (about several hundred dollars), you can try to borrow from friends or acquaintances. Well, under the conditions that you need an order of magnitude more money, the options disappear one after the other, but still they are.

Many skeptics will say that you can't get a fish out of a pond without effort. Indeed, there is a rational kernel of truth in these words. But they are only partially true. Not all people work for solid wages, some give all their energy in factories and factories, and they may delay wages for months or pay scanty.

In such cases, a person begins to look for loopholes to generate additional income. There is a huge amount of money in the world. The main problem is that, alas, they are not evenly distributed. Some simply do not know what to do with them, while others, on the contrary, count the crumbs and interrupt from paycheck to paycheck.

How should you proceed? Go to those who have finances at the moment. But the question arises of how to convince a well-to-do Kurkul to lend you some cash, which at the moment may be needed, like air.

But remember that deception, theft, use of physical force and other illegal acts are categorically discarded.

The article describes exclusively honest and most importantly legal methods. The following are popular ways to get money. Now let's talk more about them. Here are these methods:

- Borrow from a friend or acquaintance;

- To issue a microloan;

- Take a bank loan;

- Sell some of your personal belongings;

- To resort to the services of a pawnshop;

- Find and perform high-quality urgent work, and then get paid;

- Remember who you borrowed and try to repay debts;

- Rent out your apartment and ask to stay with your parents or close friends for a while;

Immediately I want to warn you that the last way to urgently get money is used as a last resort, as it is very dangerous. It is worth acting in this way only if you are confident in yourself and in people.

But often a person stands on a cliff, friends and relatives refuse to help or simply do not have the opportunity, and then there is simply no other way out!

2. A microloan is a common way to quickly get the required amount

Just a few years ago, few people knew about this type of loan. But in our time, this way to quickly get the required amount is very popular and has already helped more than a dozen people in opening their own profitable business or simply in a difficult life situation. And there are a lot of organizations ready to help with the loan. Question: where to borrow money quickly does not deliver huge problems as before.

Microloan it is customary to call a loan of a relatively small size (usually no more 50,000 rubles ). Usually issued for thirty days.

When applying for a microloan, only a passport is required (well, do not forget about a neat appearance). The interest rate directly depends on the amount, as well as on the maturity specified in the contract. There are several advantages when taking a microloan.

Benefits of a microloan:

– Minimum time spent... No need to spend precious hours collecting various certificates and documents, which often require standing in huge queues. Filling out the application takes a couple of minutes.

– No surety needed... In banks, they ask for at least one, because they want to reduce risks to minimal ones.

– There is no need to talk about the purpose of the loan..

- Many organizations provide opportunities get money online, by transferring to a bank card or electronic wallet. And you can repay in the same way.

– No need to strain with requests family or close friends. For the company, you are just another client!

A microloan is the most convenient option when you need finance in a short period of time. This is also an option for those who were refused by the bank in issuing a loan and for those who avoid unnecessary questions from the lender.

Nowadays, microcredit is available via the Internet. In addition, it does not require collateral or the presence of a surety. You do not require income certificates or a clean credit history, which makes the process as fast and enjoyable as possible.

To do this, you go to the site and start filling out the questionnaire, write your phone number and log into your account. Then you choose the conditions of receipt and repayment and agree with them. You need to attach a photocopy of your passport, as well as indicate the details of your bank payment card.

Many companies on the Internet are engaged in similar activities. But it is recommended to cooperate with trusted and reliable ones. Read reviews online, they can tell a lot. Look for sites with conditions that are understandable to any user and an understandable scheme for issuing funds.

This method provides certain advantages:

– Getting a loan is easy... This usually does not take more than 10 minutes;

- The amount of funds issued reaches 30,000 rubles;

- It is convenient to receive money due to the availability of several methods: this electronic wallets , bank accounts, cards and so on.

With a Qiwi wallet, the process will be a little easier. The money will be credited to your account immediately after the approval of the application, which is filled out in the corresponding section of the site. When getting your first loan, you should not rely on huge sums. Usually the first loan not more than 5,000 rubles... But in the future, the opportunity to take more money becomes real. The main thing is not to delay repayment, and on condition that if you do it ahead of schedule, then the percentage of overpayment will be the minimum. If working via the Internet, in particular with electronic wallets, causes you difficulties and discomfort, contact the nearest organization providing these services directly. The request is processed within a few minutes.

Disadvantages of microloans:

The main disadvantage is interest. In microcrediting, they are much higher than if you take a loan from a bank. The penalty will be especially high if you accidentally, or maybe deliberately, do not pay off the debt in the allotted time. And here are the main disadvantages of microloans:

– The funds taken must be returned on time... Delay entails the accrual of fairly high interest. It is with a quick repayment that you can make the most of the borrowed loan.

– You only need to take the amount that you really need... Do not follow the lead of employees who will necessarily persuade you to take, for example, 20,000 than the 16,000 you originally came for.

Now let's talk about other ways to take money for free for free, because everyone loves freebies, and how to get a pretty penny in your pocket thanks to it is described below.

3. Where to get money for free for free: 10 best ways

Many people know about most of these methods or have heard about them at least once. But in different situations, a person is influenced by many factors and can simply forget about their existence.

Way to take money # 1: Borrow from friends or acquaintances

The first way to urgently take money is to contact friends and acquaintances. But this is not always possible and convenient. Firstly, not everyone will like this offer. And secondly, as you know, other people's money is taken, but you still have to give it out of your own pocket. But this method is resorted to by most people who have an acute financial problem.

According to statistics, this method is used by people of old views, usually between the ages of 35 and 55. Young people are looking for more creative and new solutions.

Where to get money when banks and microfinance organizations refused

With a bad credit history, all banks and even microfinance organizations may refuse to receive money and then you have to resort to the help of friends, i.e. borrow money from acquaintances or friends. It's good if the debt repayment period does not matter to them. In other situations, you need to inform the lender of the maturity date.

The advantage of borrowing money from friends and acquaintances is the fact that in case of emergency, friends will not press with claims and ask for a refund immediately. And no one will ask for interest. But do not use a trusting and kind attitude. If for some reason the refund is delayed, please tell us right away.

Do not try to lie low, turn off your phone and not appear on social networks. This behavior is not credible. And with an honest admission, a friend will always come into position, and perhaps will give wise advice.

Experts advise to borrow a little from two, or even three people, than to take a large debt from one person. Indeed, 10,000 thousand rubles for some is quite a significant amount, and if you take 2,000 from five, then the probability of receiving money from friends and acquaintances increases many times over.

Way to take money # 2:Bank loan

A bank loan is a rather troublesome business. But where, if not this financial organization, ask for a debt to fulfill your old dream of buying a car, an apartment, a summer cottage and other things. A substantial amount will be given exclusively by bank employees. The most popular are consumer loans and loans for businesses. The maturity period can be several years, and the interest rate is much lower than in organizations that issue microloans. But not everyone can use this method to take money, and even urgently.

To receive money, you must meet certain established requirements. On such barriers, most of those who wish are burned. Common and the requirements of any bank are:

1. Certificate from the official place of work and a document on income for the last six months (2-NDFL). In the absence, the chances will decrease significantly.

2. Having a clean or positive credit history. Even if there were already facts of a loan, your chance to borrow money from a bank will increase, provided that the previous loans are repaid on time.

3. In certain cases, the presence of a surety is obligatory. This is a person who gives a guarantee that in the event of your insolvency, he will pay the debt for you on time.

Naturally, it is necessary to have all identity documents and income certificates. In rare cases, under conditions when it comes to serious amounts, banks require collateral in the form of real estate or valuable things in order to protect themselves. Indeed, if it is impossible to pay off the debt, the bank simply seizes your property, but in no case does it resort to the help of physical force. The advantage of this method is a long maturity period and the ability to take a rather impressive amount. The following banks are popular now:

There are many ways in which you can get money for free on the Internet. The basic rule is quite simple: the amount that can be obtained is directly proportional to the effort expended. At the same time, earning a small amount for recurring expenses is not that difficult.

Many online earning services offer the ability to withdraw earned funds to the balance of a mobile phone. These include the simplest “earnings on clicks” exchanges, when a certain amount is credited for each click on an advertising banner, more advanced task execution services, as well as freelance exchanges.

In addition, mobile operators periodically hold promotions for their regular customers, the contract with which remains active for a long time (usually from a year or longer). The operator notifies about such promotions in SMS messages to the subscriber's number, which indicates the conditions for receiving the reward.

Beware of scammers: before fulfilling the specified conditions, make sure that the message came from your service provider.

On Yandex Money

There are several ways to get money on Yandex for free and without investments. It is worth considering that no one will pay for nothing, so you will have to perform some actions, very simple ones that do not require effort and preparation. The most common way is to make money on clicks, in particular, on the Toloka service, another popular product from Yandex.

There you can also perform other, more complex and better paid tasks:

• registration on sites.,
• posting comments.,
• captcha input.,
• reading letters.,
• watching videos, etc.

To Qiwi wallet

There are several ways that will help you to get money to the Qiwi wallet completely effortlessly.

QIWI freebie resources can be categorized into several categories:

• sites that pay for entering the wallet number (without registration);
• sites that pay for registration by wallet number;
• sites that issue payment vouchers.

Resources offering money for entering a wallet number pay little - from a few kopecks to 50 rubles; some promise up to 100 rubles. Usually, the operation of entering a wallet can be performed only once a day. There are a number of social media services and applications that pay to sign up. Their list is constantly updated, and the amount that can be earned for one registration is on average 30-50 rubles.

A voucher is an electronic document of payment for a certain amount, when generated and sent from the sender's account to the recipient's account, the amount specified in the voucher is debited. There are voucher exchange services, but you should be careful with this method of receiving money, as there is a high risk of running into scammers.

On Steam

The simplest and most effortless way to make money on Steam is to sell playing cards.

Steam game cards

These are collectible virtual cards that drop out when you play a game purchased from Steam. Accordingly, the more you play, the more cards you can get. These cards can then be sold to other community members. The price of one lot, depending on the degree of its rarity and the buyer's interest in it, can vary from 1 to 100 rubles.

Services WMail, SEOSprint, SEO FAST and the like

They allow you to earn WebMoney electronic currency on simple tasks, which can be withdrawn to your Steam account.

Cyber \u200b\u200bbets

Advanced members of the gaming community make good money from cyber betting. However, this requires start-up capital - however, you can get it completely free of charge using the methods described above. There are online services on which you can bet a certain amount on the victory of a particular team in an e-sports match, for example, in Counter-Strike: Global Offensive and other games.

In Avatar

The easiest way to get money in Avatar is to log into the game every day. At certain intervals, a certain amount in the game currency will be credited to your account. The longer you enter the game daily, the more this amount will be.

In addition, you can perform in-game participation, as well as participate in sweepstakes, which are periodically held by the game developer. Follow the sweepstakes in the official Avatar communities on social networks.

To a bank card

If you want to constantly receive money to your bank card, apply for a tariff with a cashback.

Cashback is a service that implies the return of a certain part of the purchase price made with the card.

Determine which goods and in which retail chains you buy most often and find a bank that provides the most favorable cashback conditions for your case.

On any site

There are a huge number of resources on the Internet that allow you to get almost free money.

Newbies in the field of online earnings usually turn to the so-called. “Buksam” - services that pay remuneration for completing fairly easy tasks:

• viewing ads,
• clicks on banners,
• registration on forums or communities in social networks,
• likes,
• subscriptions,
• comments and much more.

Internet axles

If you are interested in this kind of earnings, type in the search engine "Internet Books". The best strategy would be to register in several of these services at once - this way you will get access to a wider range of tasks and will be able to choose the ones that will suit you most.

Freelance

The second type of sites on which you can earn extra money is freelance exchanges, however, freelancing implies almost full-fledged work. Nevertheless, you can get almost free money here as well - many freelance exchanges (like, in fact, the axes) have affiliate programs. The essence of these programs is to pay you money for attracting new users who register using your referral link. Most often, this is a certain percentage of their earnings. Therefore, if you want to receive free money in this way, register in the services that interest you most, and then try to familiarize the maximum number of people with the possibility of making money on freelance by providing them with your referral link for registration.

On games on the Internet (online)

Online games with the possibility of withdrawing the earned game currency into real (real) money is another large area of \u200b\u200bonline earnings. Games like this appear and disappear almost every day; on some you can earn more, on some - less; some have been paying for several years already, some have stopped paying or have difficulties with payments already in the first months.

In order not to waste time, the most valuable recommendation would be to use special aggregator sites for such games. The value of such services is that they monitor the status of the games presented on them in real time, and the players themselves have the opportunity to leave reviews and evaluate the reliability of a particular gaming service.

How to get money from the state for free?

Money from the state is received by pensioners, disabled people, combatants, unemployed, and other categories of citizens.

Few people know that you can get a fairly large amount from the state when buying an apartment.

This amount is called a "tax deduction" and everyone who pays personal income tax (PIT) is entitled to receive it. The tax deduction is 13% of the amount not exceeding 2 million rubles. This means that when buying an apartment, the cost of which is 2 million rubles or more, you are entitled to a tax deduction in the amount of 260,000 rubles. This is if the entire cost of the apartment is paid at once. Let's say that you take out a mortgage loan, in this regard, you are also entitled to a deduction for repayment of loan interest from an amount of up to 3 million rubles. The deduction is thus up to 390,000 rubles. In total, the tax deduction plus the deduction for repayment of interest can be up to 650,000 rubles.

To receive these payments, you must file a 3-NDFL tax return and request a 2-NDFL certificate from the accounting department at the place of work. With the indicated papers, as well as a passport and documents for the purchase of an apartment, you must contact the office of the Federal Tax Service.

Free "Freebie" How to get it?

There are a large number of communities on social networks that give away prizes for reposting their posts. The prizes can be very diverse - if it is some kind of online store, it will be something from its assortment, if it is a humorous or informational public - prizes are usually provided by their advertisers. In some cases, just money is raffled off. Stay tuned for updates to similar groups so as not to miss the real Freebie!

Hello dear readers of the business magazine site! There are situations when you need money right now. Not everyone has deposits or nest egg where you can urgently take the required amount of money, for example, for a wedding, apartment, house or for starting your own business from scratch.

Many have no idea where to quickly get (find) these funds and frantically sort out all their acquaintances in their minds, remembering which of them they can borrow. It's good if you have at least a few days to find money. What if just a few hours? Even if the money is needed urgently enough, it can be obtained by legal means.

From this article you will learn:

• Where to get money right now;
• Who can borrow money from;
• Where to get money for free and is it possible to get it for free;
• Where to get money if all banks and microloans refuse.

So let's start in order!

What if you need money? Consider the main ways where you can get money, even if all banks and microloans refuse

1. Where can I get money right now - 8 useful tips 📌

Some people mistakenly believe that in order to find money, you need to work as much as possible, and the only lot of the unemployed is to beg. But this is absolutely not the case.

There is an opportunity to get money from a non-working person is always ... You can, for example, get an inheritance or win the lottery... We talked about that in one of our articles.

In the first case you need to have rich relatives, ready to die in case of urgent financial difficulties of the heirs. AND in the second - you need to be very lucky. Both happen very rarely, so it is not suitable as a way to make a quick profit.

So how can a person quickly take money without working? Here are some simple tips that will work for most people.

Council number 1. Get rid of unnecessary

In the cartoon "Prostokvashino" the cat Matroskin convinced: "To sell something unnecessary, you must first buy something unnecessary"... You just need to think carefully about what things have not been used for a long time, but are in good, working condition and can be useful to others. For example, for some reason you do not use your personal car, then it can be sold. we already wrote in our last issue.

In the open spaces of the Russian Internet, there are many free message boards where advertisements for sale are posted without leaving your home.

The main thing in this method is to do more. quality photos things you plan to sell. After all, nobody needs a cat in a poke.

Note!

Of the two ads, the buyer will always choose the one with the photo, even if its price is a little more expensive.

You can sell used equipment, clothes, shoes, handicrafts and anything else.

Selling online is not the only way to get rid of unnecessary items for a fee. They can also be taken to a flea market, a garage sale, or a thrift store.

If there is no desire to part with things forever, you can always put them in a pawnshop and get a loan.

The attractiveness of this method is the speed of its implementation. There they will not check the income statement, find out for what purposes they were needed.

But the disadvantage is that pawnshops do not take everything in a row. Preferred are jewelry, household or office equipment.

Note!

It is almost impossible to hand over clothes or shoes to a pawnshop, they are considered slow-moving goods and are not in demand.

The appraisal of the cost of the thing is also not happy, the real price for the thing in the pawnshop will not be offered. They will carefully calculate the wear and tear and even lower the price for jewelry with a tag.

For the redemption of goods from a pawnshop, a certain period is established, after which the item is put up for sale.

If the pledged item is needed and you want to return it over time, but you can't do it on time, you can pay only the interest on the loan and extend the term of the pledge.

It is important to be able to assess your chances, regular trips to extend the pawnshop relationship will lead to the fact that a person will not earn, but, on the contrary, will only spend.

Council number 3. Create something that can be sold

The question of selling unnecessary is worth approaching creatively and do something really different.

You can, for example, create a notebook of ten wishes, beautifully design each page and think over unusual texts on each.

Any representative of the fairer sex will be delighted with such a useful and creative hand-made. This means that there will definitely be buyers for this kind of product.

This method is especially good on the eve of International Women's Day or Valentine's Day.

A good way for those who have financially secure friends. But you need to be ready to be rejected and not be offended by them.

Modern people rarely keep money at home, they understand that it is safe and profitable to put funds on a deposit and receive a stable income. Accordingly, few people would like to take the deposit ahead of schedule and lose interest just to help out a friend.

Take note!

If friends do not differ in wealth and lend the last money, then there is a high probability that the lender will demand to return the funds to him. earlier specified string.

In order to use this method, you need to prepare a convincing story (or legend) why the money was so urgently needed.

Nobody wants to borrow for unimportant purposes.

In addition, nothing spoils the relationship so much as late repaid debts. The borrower runs the risk of irrevocably losing friends, and they, as you know, are more valuable than money.

Council number 5. Rent out property

It all depends on the place of residence and the availability of an alternative place of residence.

Here are some suggestions:

1) If there is a dacha outside the city, you can move there during the warm season.

Of course, this will create some inconvenience, but financially, this decision will be immediately justified. After all, housing is rented only on a prepayment basis and often several months in advance.

Do not forget that you can also rent the dacha directly. If it is located in an ecologically clean place, near a reservoir or forest, there will be many who want to spend the summer there.

If there is no summer residence, the option to rent out the property still remains.

2) You can rent one of the rooms of the apartment.

This, of course, will bring some inconvenience to a measured life, but on the other hand, you can monitor the condition of your property on a daily basis and not think about how carefully the tenants treat it.

3) If the apartment is located in a prestigious area, then you can rent a house on the outskirts, and rent your own.

The difference between the cost of renting apartments in different parts of the city can differ from each other by two or three times, the main thing is to monitor the prices well in advance.

Council number 6. Recycling materials

The first thing that comes to mind is homeless people collecting bottles. This, of course, is also an option, but far from the only one. A couple more tips:

1) You can collect waste paper.

In every apartment there are deposits of old newspapers, magazines, books and other paper products that will never be useful again. As a favor, you can help your neighbors get rid of this stuff.

People will gladly get rid of the trash and give it to strangers, just not to carry it themselves.

2) You can collect plastic, glass, scrap metal, wood, etc.

But you need to store it somewhere, it is simply inconvenient to take a little at the reception point every day.

How to quickly find a job in order to urgently complete it and get paid right away - 5 great opportunities

It is a mistake to believe that work is limited to the payment of wages once a month. There are many ways to get paid at once after completing the task.

Opportunity 1. Handing out flyers or promotional brochures

The pay for such work is low, but this occupation does not imply the availability of skills and experience.

Wages are paid every day upon completion.

Good public speaking skills will be a plus if a person knows how to interest passers-by and tell beautifully about the advertised product - such an activity will take a few hours.

But the lack of a well-delivered speech will not be a hindrance, flyers can be handed out silently. It will take a little longer, but the payment will not be affected.

Option 2. Cleaning

Cleaning service providers charge a lot for their services.

A full-fledged apartment cleaning is paid well. Therefore, having worked well for a day, you can earn from several hundred before several thousand rubles. It all depends on the amount of work.

And if the owners really like the quality, it is possible that they will invite a person on an ongoing basis or recommend using his services to friends, which will provide a stable income.

Possibility 3. Furniture assembly

At first glance, the matter is complicated, without experience it is impossible to complete it yourself. But furniture assemblers often need helpers.

Such work, in addition to the daily income, is also good with useful skills.

Having worked for some time as an auxiliary, a person will learn the intricacies of assembling furniture and, over time, will be able to provide such services himself.

You can also get a job at a construction site as an auxiliary. This work is hard, but demanded.

Option 4.Care

It is a mistake to think that you can only care for the elderly.

Leaving on vacation, many need to find someone who will take care of houseplants, pets, aquarium fish.

It is easy and profitable to do this kind of work.

Opportunity 5. Speculation

In simple words - buying with the aim of selling at a higher price. You can resell anything that is in demand.

For those who are able to wake up at dawn and own a vehicle, the ideal option would be to buy groceries in the village and resale them in the city.

Residents of megalopolises are very fond of buying homemade milk, eggs and other products, but they are too lazy to travel to buy them.

Such work will take hours. 5-6 in a day. If you work hard on a daily basis, soon all products will be bought up only by regular customers.

You can resell household appliances, office equipment or cars. true you can't do without investments, for the first purchases of goods, money will be needed unambiguously.

Council number 8. Make money on the Internet

2.1. Benefits of microloans

Let's look at the main advantages and nuances of the microfinance system:

1. Registration speed. There is no need to wait for approval from different specialists for several days. Funds are issued almost instantly, usually within an hour from the moment of application.
2. A passport is enough. Microloan company does not require income certificates or other documents. It is enough to provide a single document - a passport.
3. No hidden fees. All amounts that are subject to return are indicated in the contract. The payments are divided in equal installments for the crediting period. At the time of registration, the borrower clearly understands how much he needs to pay monthly to fully repay the loan.
4. Availability. There are a lot of pick-up points in any city, there is no need to travel from one end of the settlement to the other.
5. Confidentiality. The borrower does not ask for what purpose the money is required. It does not matter. Besides no guarantor required, which means that none of the outsiders will be privy to the history of lending. The loan will only be known to those persons to whom the borrower deems it necessary to personally inform.
6. Possibility of receiving online. Some companies offer microcredit without the client's presence in the office. The application is submitted online and is also considered, and the funds are received to a bank card... Loan repayment in this way is also possible, you can transfer funds from a bank card while sitting at home at a computer. Read about the features and stages of obtaining in a separate article in our magazine.

There are a lot of microloan companies. Your task is to find an option with favorable conditions, spending a little time analyzing the microcredit market.

Moneyman - the company fully serves customers online. After registering on the website and filling out the application, the solution will be ready in 15-20 minutes. Loan terms: The amount of the first loan is up to 10 thousand rubles, subsequently up to 70 thousand rubles. Percentage per day - 1.85. The money is transferred at the request of the client to a card or account.

Kredito24 - the company provides microloans within 10-15 minutes. You just need to fill out an application on the website. Early repayment or extension of the loan is allowed. Conditions: amount up to 30 thousand rubles. Up to 30 days. Credit history is not checked, no confirmation of solvency is required. The loan is provided according to the passport.

Lime-Zaim - the company provides loans on the following conditions: amount up to 30 thousand rubles. (at the first call 9 thousand rubles).

The rate is individual for each client. Average rate per day 2.16%. Fast decision making, instant loan disbursement.

When making a decision, remember the following:

1. The interest for using such a loan will be higher than for a regular bank loan.
2. Large penalties for delays. Payments must be made on time, and even better a few days before its end. On the last day, the payment may not go through for some technical reason and the payment of a penalty will be inevitable.
3. If you cannot pay the full monthly amount, you must pay interest. In this case, the body of the debt will not decrease, but the penalty will not be charged.
4. In the case of online application, you must go through the registration procedure. This means that you will have to enter your personal data. Internet fraud is now gaining momentum every day, so there is always a risk that personal data could fall into dishonest hands. Before applying for a microloan, it is better to spend a few minutes to check the credibility of the borrower: call the specified number, google the address and find out if the microfinance organization (MFO) is actually located in the specified location.
5. If the credit funds are transferred to a bank card, and not issued at the cash desk, the bank has three banking days to process the payment. And if the transaction is delayed, then for using the loan, interest will begin to accrue earlier than the funds are actually received.
6. Don't borrow more than you need to. "Superfluous" money will quickly be wasted, but you still have to give it back, moreover, with interest.

14 ways where to get (get) money quickly and legally

3. Where to get money for free and for free - 14 proven ways 💰

It is, of course, possible to make money without making efforts and without possessing certain abilities:

• Can buy tarot cards, open chakras and start predicting a bright future for others;
• You can become surrogate mother and carry the child to strangers;
• Winning the lottery or gambling will be able to replenish the budget immediately and possibly without deducting taxes to the state.

But all these ways illegal, and their use can lead to places not so distant.

Consider only those that really help quickly and legally get money.

So, let's get to them!

Method number 1. Donation

The method is suitable for physically healthy people.

This method can be called gratuitous only conditionally, because the donor always gives his material in return for money. But special efforts and time are not needed for its application, with the exception of organ donation. But, at first, bodies sell in our country prohibitedand this article discusses only legal ways to make a profit... AND secondly, this is a very lengthy procedure, from passing the first tests to the moment of selecting a suitable candidate it can take several years.

And here blood or plasma can be donated in a couple of hours... But you will also have to spend time looking for a clinic where blood is bought at a high price. Very often, such procedures are generally free of charge, or the cost is so low that there is even no point in spending money on travel to the transfusion station.

Important!

We must not forget that more than once a month blood cannot be donated, this is harmful to the body.

You can sell your hair. But only those that grow on the head. The sale of vegetation from the rest of the body is not in demand.

Long, strong, healthy and most importantly unpainted hair will be bought for a decent amount. Different salons offer different hair prices. If you have time, it is better to monitor the cost in different places and choose the most expensive one.

The disadvantage of this method is that it can be applied every few years and then wait for the hair to grow back.

The most expensive method is sperm donation... IVF centers are expensive to buy male seminal fluid. Female eggs are also in demand, but for obvious reasons, donating them is not as easy as sperm.

Choosing this method, you need to understand that the biomaterial is taken for a reason, but for reproduction.

Method number 2. Experiments

Large and sometimes even very large sums are paid to conduct scientific or medical testing on the human body. But before starting this procedure, each person signs a document stating that has no complaints about its consequences.

Note!

Often, the restoration of normal life is more expensive than the amount that was earned in this way.

Method number 3.Become a sitter

With this idea, you need to go to an art salon and offer them your beautiful body. A good way for those whom nature has endowed perfect figure... But if you can't keep in shape without a gym, then the money you earn will only be enough to pay for sports activities.

Method number 4.Ask for money for free

Relatives, friends or just acquaintances can give a small amount of money not in debt, but simply free of charge.

It is very important to be able to ask correctly and tell why the money was so urgently needed. It is clear that no one will give anything for the purchase of another handbag or payment for the game of tanks.

People around willingly share money for medical treatment and all sorts of romantic things. But lying about health is not worth it, this is unethical and despicable. But amorous affairs are always appropriate to weave. Many, not even as a favor, but with pleasure, will sponsor a little the embodiment of unusual romantic ideas.

It is also worth mentioning the collection of funds through crowdfunding sites. we wrote in one of our issues.

Method number 5.Strain your memory

There weren't always financial difficulties. Perhaps, “forgetful” debtors have remained in the past and the time has come to remind them of themselves.

Method number 6.Ask the state

And it's not a joke. The main value of the state is people... Many programs have been developed to help the poor. Let's consider the most important ones:

• The Federal Service for Labor and Employment guarantees help in finding a job... In this case, the time of such searches is paid. You won't be too fussy about unemployment payments, but it's better than nothing at all. This is not an option for the lazy. For registration, you will have to run for certificates, and then regularly come to check in at the service. After all, their goal is not to provide the unemployed with money, but to help them get a job in their specialty.
• Subsidies. It would seem what they can have to do with earnings? But if you calculate how much a month is spent on utility bills, perhaps the reason for the constant financial crisis will become clear. Subsidies will help reduce the cost of housing bills. This means that there will be a little more money in the wallet for other expenses.
• Development of your own business. The state allocates start-up capital for the development of small and medium-sized businesses. It's not enough just to have it in your head, you need to be able to present it correctly. Write, calculate expenses and planned income, payback period of the project. To obtain a government loan for business development, you must pay taxes law abidingly. If there are tax arrears, the business plan will not even be taken into consideration.

Method number 7.Grace period for credit cards

To obtain a bank loan for a short period, it is not necessary to go to the bank every time. One repayment is enough. If you disciplinedly return the Great Danes within this period, there will be no additional overpayments.

Initially, the credit limit usually does not exceed 10 000 rubles... But stable, timely repayment of debt leads to a gradual increase in this limit.

One trick is useful to know: you can have several credit cards.

The scheme is simple: we withdraw funds from the first credit card, use the grace period, and when it ends, we withdraw from the second one, pay off the debt on the first, and so on.

But you need to understand that an error in calculating the end of the grace period for at least one day will destroy the whole scheme. For late payments, interest will run up and overpayment will not be avoided.

The most advantageous credit card offers:

Alfa Bank offers several lending options: 1) Visa card "Classic" with a limit of up to 300 thousand rubles. and the term of interest-free use of the card is 100 days. 2) If a large value of money is required, a Gemini card is issued. It is possible to apply for a limit of up to 600 thousand rubles. Basic conditions are standard.

You can apply for a card online. Loan amount up to 350 thousand rubles. Free installment plan. Issuance, account management is also free.

Sovcombank offers a new credit card "Halva" by installments. With the interaction of outlets and the bank, the client is provided with an installment plan to 12 months without an increase in the price of goods. Calculations are made with the Halva card. With this card, you can pay for all purchases without an initial payment, the main thing is that the store is a partner of the bank.

Tinkoff Bank - registration of a credit card online. It is enough to register on the site and write an application. A passport and one more document are required to consider the application. The decision to open a credit limit is made within 15 minutes. The card can be obtained at the bank office or delivered to the place of demand (the service is free).

VTB Bank of Moscow offers to get a credit card with a funny Russian name "Matryoshka". You can order a card on the website online.

Cashback is offered in the amount of 3% of all card payments. Card limit - 350 thousand rubles.

The first year of service is free of charge, in the next two years it is free of charge with card turnover in the amount of min. 120 thousand rubles in year. An interest-free period of 50 days.

Method number 8.Ask for help online

Do not confuse this method with the fraudulent schemes that are replete with the worldwide network! We are talking about a request, therefore, we immediately discard all sorts of untrue, pitiful stories about a dying relative.

It is optimal to ask for women's forums, the contingent there is compassionate. The main thing is to think over your request to the smallest detail, to be able to interest the interlocutors, to stand out from the rest.

There are a lot of people on the well-promoted forums, and even if every third person sends 10 rubles each - the amount will be impressive.

This method is also well suited if money is urgently needed to buy a certain thing. for instance , the only sneakers are torn, a baby will be born soon, but there is no crib, nothing to wear, etc.

If you correctly voice your problem on the forum, then a lot of site visitors will gather to help solve it. Surely someone will have extra sneakers of the right size, an unnecessary bed, which there has been no one to take out for a long time, etc.

Method number 9.Find treasure

And it's not a joke. Will help with this metal detector... It is clear that every person does not have it in the pantry, but finding this device is not problematic, there are many offers on the Internet for both sale and rent. And even if there is no money for rent, you can always agree on a temporary exchange for something of your own things.

This is one of the most enjoyable ways to make money: took a metal detector and went through the fields and meadows to breathe fresh air. The device sounded - the goal was achieved, it was left to dig up the treasure and, according to the legislation of the Russian Federation, give half to the owner of the land in which he was. But the second half remained, isn't it a freebie?

Method number 10.Begging

In the days of the USSR, begging was a criminal offense, but now the law does not prohibit us from asking our neighbors for help, which means this is one of the legal ways to earn money. It also needs to be approached creatively.

Of course, you can just stand with an outstretched hand in the transition, but this will not be as effective as taking a guitar and showing your talent or making up a living statue and amusing others.

Method number 11.Participation in talk shows

This way of making money is gaining more and more popularity. The person simply participates in the filming of the program, the cost depends on the role to be played.

To participate in the filming of a TV show as a mass viewer, they pay from 150 to 500 rubles.

There are practically no special requirements for the crowd, it is enough to look decent and listen to the director.

It is much more profitable to act in the role of the main character, for this work they pay fees from a thousand to several tens of thousands rubles. But it is not easy to get into such a role, you will have to pass the casting first.

Method number 12. Marry for convenience

The easiest way to get rich. Suitable for both women and men. About being and getting rich from scratch, we have already told in one of our issues.

Along with decent money, you can get a bunch of additional bonuses: status in society, the opportunity to eat well, to relax in expensive resorts.

But calling this method the most profitable method of earning money will not work, since it has one essential minus... Advertisements about the search for a poor life partner cannot be found either in newspapers or on the Internet.

Method number 13. Become a YouTube star

Successfully filmed and posted on the network, the video will turn from an ordinary person into a popular and recognizable one.

Even teenagers know that for ad clicks when watching videos this resource pays money .

CPC depends on the age of the channel, the number of videos posted on it, as well as interested subscribers.

For more information about how and how much YouTube pays for watching video clips, read one of our articles. It contains a lot of useful information for those who want to start from scratch.

Method number 14. Take a bank loan

Most of the money is kept in financial institutions, namely in banks.

Banks are specifically designed to give at interest.

Another purpose of the bank - storage of savings at interest, but in the context of this article it makes no sense to consider it.

Banks give loans for cars, apartments, furniture, recreation, repairs and even medical treatment. By the way, in more detail, we talked about in one of our articles.

Benefits bank lending versus a microfinance institution (MFI) low interest rate and long term credit... The bank does not distribute money to everyone in a row.

The main criteria for issuing a loan in Russian banks

The borrower must meet the following criteria:

• Have an official stable income. Confirmed by a certificate of income for the last six months from the place of work. Without this document, the loan will not be issued unambiguously.
• Having a positive credit history. At the same time, the credit history is not kept in every single bank. All these institutions are combined into one register, data on each loan are entered into it. It is indicated whether the debt was paid off on time, whether there were delays, all negative nuances are displayed.
• Guarantor. This is a person who pledges to fulfill obligations instead of the borrower if the latter does not pay on time. In the case of a loan for a large amount, the bank may require you to find several guarantors. And this is quite problematic, even native people do not want to take upon themselves the obligation to fulfill other people's obligations.
• Pledge. It is indicated not in all, but only in loan agreements for large amounts. You can register both real estate and vehicles as collateral. You need to understand that in case of non-payment of the loan, the bank will take the collateral for itself.
• Insurance. It is important for the bank that the borrower is alive and well until the moment of full performance of obligations. Therefore, it is often possible to issue a loan only after drawing up an insurance policy. And these are additional costs.

Today the following banks offer the most favorable loan offers:

IN Sovcombank You can get a loan for various purposes: buying a car and an apartment, for large expenses and urgent needs. Loans are issued with a minimum package of documents to working and pensioners up to 85 years old.

Alfa Bank is one of the most reliable and stable credit institutions in the country. Has been working in the financial market for over 25 years. Provides for any purpose up to 3 million rubles for a period of 1 to 5 years.

VTB Bank of Moscow - a strong and reliable bank. Provides a wide range of different loans. Consumer loans to individuals are provided in the amount of up to 3 million rubles. with an interest rate of 14.9% per annum.

We also wrote about that in a separate article - we advise you to read it.

How to get a loan correctly:

1. Read the contract carefully. Even if a bank employee says that the contract is standard, everyone signs it and no one has any problems. You need to read every line, especially what is written in small print. The borrower must understand the terms of early repayment, whether there are additional services and how they are charged, late fees, etc.
2. Choose the best loan program. Each bank has several lending programs. You just need to take a calculator and carefully calculate which one is the most profitable to use.

Remember this simple rule: the easier and faster it is to get a bank loan, the worse its conditions and the more interest overpayment.

Good advice: It is better to spend a few days on paperwork, but get money on more favorable terms.

Details on where and how are described in our separate article.

Where to borrow money urgently with a bad credit history, if they refuse everywhere - more on that later

4. Where to get money if all banks and microloans refuse - 3 ways out of a situation when money is urgently needed ✅

If friends refused to borrow, the credit history pumped up and the loan was not given, but it was not possible to earn money on the Internet, do not despair. There is always a way out and, as a rule, there is more than one. You just need to look carefully for him. What to do in case of refusal to lend by financial institutions?

Exit 1. Ask for a loan from a private investor

Private investor - this is also the lender. Why not turn to him? He, too, does not need certificates of income, a passport is enough. But you have to tell why the money is needed and from what income it is planned to return it. Without a convincing story, even contacting private traders is not worth it, there will definitely be a refusal.

Features of obtaining a loan from a private investor:

• If there is a deposit - the chances of getting such a loan are high. But there are also risks. We talked about that in the last publication.
• It is very difficult to verify the honesty of an investor. Fraud in this area is rampant. Worth looking

24420 records.

Dima from the city of Saint Petersburg wrote 05/11/2019 at 20:44:

Dima is from St. Petersburg. Hello! My name is Dima, I am 20 years old, I live alone, I rent a room, I am in a desperate situation, I urgently need money, there is no one to borrow and help someone, I work for scanty money, I am torn out of my skin, I only have enough for food, but I have to save a lot, I hope for my strength, but I can't cope, because of problems and difficulties I have a depression that drives me to a dead end, I need financial help from not indifferent people who can afford to help as much as finances allow, I do not ask for much, but I need support , I will be grateful to everyone who will not remain indifferent and help, putting himself in my place ((Card number: 5336 6903 1048 7683

Novel from Moscow wrote 05/11/2019 at 20:44:

Hello! Tired of working like a damn, but there is not enough money. Help for a little weekly happiness ... 4276 3800 9252 8012 Sberbank card number. Thanks to all!!!

Taras from the city of Yamal wrote 05/11/2019 at 19:10:

Taras from the city of Yamalo-Nenets Autonomous Okrug Hello, kind people with a big kind heart, I ask you to help me with finances. I have three children, the eldest boy is 7 years old, the middle girl is 5 years old, the youngest is 3 years old, I live in the far north of Russia, I work without sparing myself, I have had pneumonia 3 times, I can’t find a good job with a good salary, in the summer I want to take my kids to the sea to a sanatorium, help me please. Here is the number of my qiwi wallet, please help https://qiwi.com/p/79519912751 Card 4279 6700 1890 4264 Sberbank, many times I write no one has helped

Svetlana from Tyazhin wrote 05/11/2019 at 17:03:

Hello, I ask for help so it turned out that I got into a very difficult situation and the money needs to be collected before Monday to solve the problem, I don’t ask just like that I can give it quietly, the amount of 40,000t.r, Sberbank card 5336 6900 7904 5649 !! Thank you all in advance !!

Valentine from the city of Saratov wrote 05/11/2019 at 17:01:

If you have a financial need, write. [email protected] I will help

Larissa from the city of Kirov wrote 05/11/2019 at 17:01:

Good people, help, please, I ended up in a credit hole, there are more than 600 thousand rubles in debts, help anyone with what they can, card number 4276 2800 1680 6074, thank you very much in advance

Sergey from the city of Kirov wrote 05/11/2019 at 16:50:

Good day! I ask for help, who can help. They crush microloans .... I would be grateful! 4276270019706199

Alesander from the city of Nizhny Novgorod wrote 05/11/2019 at 15:58:

TO EVERYONE WHO HAS THE OPPORTUNITY TO HELP, PLEASE HELP TO SAVE MY MOTHER FROM DEATH, AN URGENT COLLECTION IS OPENED FOR MY MOTHER'S TREATMENT, the operation is scheduled for 05/15/2019. There is not enough money for treatment, even 100 rubles can help save her life. Do not remain indifferent, please! there is very little time left before the operation, the operation is paid, you need 140 thousand rubles + a long course of recovery after an accident. There is not enough money, any financial support will help an urgent operation is needed in connection with an accident on 05/11/2019, my mother was driving home from her aunt, the driver of an oncoming KAMAZ lost control of the vehicle as a result of which there was a head-on collision, the driver was dead, my mother survived, but she was in serious condition, in a coma at the moment in intensive care. Severe brain contusion with pressure from the right hemisphere with acute massive subdural hematoma. severe CCMT. closed fracture of the hip at the border of the middle lower and thirds; open fracture of the left humerus. transverse fracture of the right femur. Multiple open fractures of the bones of the left hand with damage to the flexor tendons of the fingers 2200 0806 3174 2505 Bank RUSSIA

Natalia from the city of Belgorod wrote 05/11/2019 at 14:46:

Hello, I am asking for financial help from caring people ... after the death of my parents, a divorce, I ended up with debts that I want to pay off and forget everything, like a bad dream ... I work, but I can not cope with the situation ... no one ever has anything I didn’t ask, there’s just no way out now, I don’t ask for millions, just, as much as you can, help me start a new life ... thank you and God forbid ... let me leave the card number 5336690315656175

Sergey from Minsk wrote 05/11/2019 at 13:33:

Hello. I am 55 years old, I live in Belarus, physically disabled, although the doctor himself. The pension is barely enough for medicines and utility bills, and I'm not talking about food at all. I have to ask for help in purchasing a BiPAP device, without which I cannot breathe on my own, 8-10 respiratory stops per hour. The cost of such a device is 4000 euros. I have no such money and there is nowhere to take it. I am a lonely person, I have no relatives either. Of course, I don’t believe in this kind of ads anymore. there are some scammers on the Internet, but a person always hopes for something. As they say, a Catholic priest marries people, but he does not marry, and a doctor saves people from death, and he himself dies. Once again I am writing with hope for help, although I do not hope for anything or anyone Visa 4585217029503674

Victor from the city of Samara wrote 05/11/2019 at 13:14:

Hello. I will help you with money. Write. [email protected]

Alexandra from the city of Rostov the Great wrote 05/11/2019 at 13:06:

Good day! If possible, please help! The debt on rent and a loan has accumulated, the court threatens .. I found a job, but it is still far from the salary, and the amount will not be enough to pay off on time ((. Qiwi +79108114279

Valentine from the city of Sholokhov wrote 05/11/2019 at 12:41:

people didn’t ask when they didn’t, but then I had to, my husband went to another family, my daughter and I were left alone, I grew up in an orphanage with no relatives, no willow relatives and don’t speak doubtfully like I’ve gone to another, but here’s spring, my daughters and I a month with inflammation of the lungs lay, from work politely asked often more, the debt for the apartment is more and more, I don’t even know what to do, I borrowed debts that they don’t give anymore, good people don’t refuse help, leave the addresses, I’ll return you everything to a penny, kiwi

Victor from the city of Samara wrote 05/11/2019 at 09:35:

Hello. I will help to solve your financial difficulties. I will provide financial assistance. [email protected]

We will provide material support. from the city of Russia wrote 05/11/2019 at 08:42:

Life is so arranged that no one is insured against any cases when there may be an urgent need for money, and there is simply nowhere to take them. These may be different situations - money for housing, for repairs, for an operation, for medicines, for rehabilitation, and it may also not be enough for a vacation trip or for a new iPhone. In our reality, the required amount can be asked for free or on loan, and this can be done in different ways. We will provide financial and material support for those who really really need financial assistance. We will try to help to the best of our ability. Stop taking loans and ruining your life in bondage, pulling you out of debt, we will help with rehabilitation and other urgent needs. The funds are provided to you for free use. The amounts are negotiated individually. In the purpose of payment, we indicate - "Gratuitous investments and sponsorship, VAT not subject to". The transfer operation is carried out anonymously and takes no more than one hour. Write all questions of interest to e-mail. mail: [email protected] ... We answer and give explanations as we process applications.

Alexander from the city of Tambov wrote 05/11/2019 at 07:34:

Hello dear readers of this site! My name is Alexander A. Rogov. I'm 32 years. So my fate decreed that, through the fault of the doctors, I became disabled. I have cerebral palsy. Established 1-group of disability. I live with my mother at the address: 392530 Russia, Tambov Region, Tambov District, Krasnosvobodnoye Village, Centralnaya Street 2-3. I understand perfectly well that it is very embarrassing to ask for help, and not all people can help. Because not all people themselves live well. But I have no other choice. Therefore, I am addressing you, dear, caring people .. The thing is that my mother and I live in a damp apartment. All dampness and moisture comes to our apartment from the basement. We live on the 1st floor, so dampness and moisture enters our apartment instantly. In the basement, the entire sewerage system is 100% worn out. The pipes all burst there a long time ago. And all the liquid flows straight into the basement. Nobody removes it there and does not pump it out. We have been living like this for 8 years. Dampness and moisture make terrible things happen in our apartment. The walls are covered with mold, wallpaper and plaster do not hold. The ceiling in my room recently collapsed. It was only by a happy coincidence that I survived. From dampness and moisture in the apartment there is a terrible smell that I breathe 24 hours a day. Excuse me from all this, I vomit every day. From dampness and moisture, almost all of my teeth fell out. The joints hurt a lot. It is very painful for me to live in such conditions. I cry from pain every day. In fact, in such conditions, my mother and I are simply rotting alive. All furniture, clothing and equipment rot from dampness and moisture. we dumped a lot of things in the landfill because they all rotted away. Of course, to the best of our strength and capabilities, we make repairs in the apartment. But it doesn't last long. We are not rich people. We live on retirement, our pension is not large and is mainly spent on paying for utility bills and also on the purchase of expensive medicines without which I cannot live a day. As they say, there are many holes, but there is only one patch. And sometimes you don't know where to put this patch. In 2015, the court ordered our local administration to provide me with normal, comfortable housing. But this decision has not been implemented for 3 years. The state just mocks me. In the meantime, I continue to live and rot alive. The state does not provide material assistance to me and my mother either. Since our income, namely the pension, exceeds the subsistence level by only 100 rubles. I, in turn, turned to the all-Russian newspaper "Moya Semya" for help. The editorial office conducted its own check. And on July 2, 2018, my request for help was published in the newspaper, and some readers of the newspaper helped me with money. But this money was only enough for a part of the medicines. I have no one else to turn to for help, and I decided to write here. I will be grateful to every person who will help me even with a ruble. Also, I will not refuse any other help from you. Considering that my mother has problems with banks, we do not have any bank cards or accounts. Therefore, funds can be transferred to me in two ways. Or by postal order to my name at the above address. Or to the phone number 8-953-126-07-88 (Tele-2). Money is withdrawn from the SIM card .. I will also be glad to answer all your questions. My e-mail [email protected] This is not cheating. but the true truth. Each of you can come and see how my mother and I live. Hurry to do good. And it will return to you in double size. Thank you in advance! God bless you

Alexander from Moscow wrote 05/10/2019 at 21:31:

CAUTION THE SCAM WORKS ON THE NETWORK DECEPTS PEOPLE FIN HELP CONTACT VK id480144610 WAITING FOR EVERYONE OR CALL 89104600146. If a person has become a victim of swindlers, you should immediately contact the police. Even if the amount was small, it is worth writing a statement. Perhaps this is not the first time that you have been asked, and you can provide the police with additional information to catch the criminals. ... Carefully enter into any contacts on forums and in groups. Can they be prosecuted for fraud. Any person can be prosecuted and punished if signs of criminally unlawful acts are seen in his actions

As statistics show, many Russians are not satisfied with their salaries. Money quickly disappears somewhere, you do not have time to notice them. The need for funds exists constantly. Where can I get money for free right now?

Where to get money urgently right now

You can find the right amount of money without working. It's not about winning the lottery or inheriting. 1. Take money free of charge from friends or relativesYou can get only a small amount from friends free of charge. Otherwise, relatives will be asked to provide a receipt and return the debt after a while. The main advantage of this method is that money is on hand now, at the right time. But relatives may not always have the amount of money you need. 2. Ask for an advance payment at workAccording to labor law, the employer must pay wages at least once every half a month: an advance payment and the rest of the wages. The first payment goes to the account at the end of the current month, and the second - at the beginning of the next. But if you are an expert in a specific area or just do your job well, you can take an advance payment in advance. There are different situations in life, including financial difficulties. If you are appreciated as a specialist, then, most likely, your request will not be denied. In addition, the advance payment is an incentive for the employee to perform better work, develop and improve his qualifications. 3. Take out a loan in cash or get a credit cardToday banks give out credit cards to all customers in a row. Most often, these are not personalized cards of the international systems Visa or MC, which are issued instantly. First, a minimum limit of 3-5 thousand rubles is provided. If a person constantly uses the card, then over time the limit increases. To apply for a credit card, you need to provide a passport and write an application. The easiest way is to get a card at the bank, which previously issued a regular loan. Having a certain history of cooperation, the institution will issue a card with a higher initial limit. You need to use a credit card very carefully, if you do not pay off the debt on time, then the rate of 0.01% will grow to 50-55% per annum. It is more difficult to issue a loan in cash, you must provide certificates from work and argue the need for money. On the other hand, it is possible to arrange a cash loan for a large amount (up to 1 million rubles) by providing a collateral. The maximum card limit for banks is limited to 250-300 thousand rubles. As strange as it may sound, you can really get money for free. For example, become the owner of a gift card that can be exchanged for goods from a particular store. If the cost of goods exceeds the cost of the certificate, then the difference will have to be paid on your own. 1. Ask for them as a gift from relativesOn the eve of your birthday or any other holiday, you can ask loved ones to give money. So at the same time it will be possible to solve two problems: relatives will not think about what gift to present you, and you will have the opportunity to solve the financial issue. It is advisable to demonstrate the purchased gift to the donors, proving that the money was spent as intended. 2. Win cards, lottery, casinoLovers of gambling can try their luck at cards, lottery or casinos. You can play both against a living person and with a computer program. In both cases, logic and certain strategies of the game are involved. The lucky ones and those who persistently follow their strategy and do not miss a single game win the jackpot. Superstitious people additionally use conspiracies and rituals to win. In general, there are separate signs for card games. For example, you cannot count the money before the game, otherwise the second place in the duel is guaranteed. 3. Find on the street, in your stashVery rarely, but some manage to find money right on the street. And we are not talking about small coins, but about large bills that someone has lost. A holdover from Soviet times: keeping your money in a glass jar, in your clothes pocket or in your shoes. Therefore, do not be surprised if in the excavation of old things you find a stash that has long been forgotten.

Get money through brokers

Today, on every corner you can find the announcement “Money in a day. Without guarantors ". They are pasted by black brokers who are ready to help a person solve his financial problem for a certain fee. Brokers offer help in obtaining a loan from a bank. The client is only required to fill out a questionnaire, wait a couple of days, and then come to the cashier for money. The broker takes 10% of the amount for his work. Moreover, he needs to pay the money immediately after receiving the loan. The bank naturally needs to return the entire loan amount, including interest. The job of such brokers boils down to telling the client how to fill out a questionnaire in order to be approved, and then pushing this application through their person in the bank.

Resale loan

The second option is to take a “commodity loan” and resell it to a broker. The essence of the scheme is as follows: the client takes out a loan for a refrigerator (a typewriter, vacuum cleaner, etc.) and immediately resells the goods to a broker (at best, at half price). The borrower immediately receives the required amount of money in his hands, but he has to repay the loan to the bank and pay an additional 10-15% per annum. Before contacting black brokers, it is worth calculating in detail how much money you will have to pay. It is best to avoid black brokers and look for alternative ways to get money.

Find a day job

One-day part-time jobs can be just as interesting as full-time employment. One of the most sought-after vacancies is a mystery shopper - a person who, under the guise of an ordinary client, checks the quality of service, knowledge of staff for business owners. The employee chooses the number of checks and the work schedule himself. The level of reward depends on the difficulty of the lesson. Other one-day part-time jobs include:

courier; leaflet distributor; loader; billboard, etc.

Pawn gold or equipment in a pawnshop

Each person has things, equipment that can be handed over to a pawnshop. Such institutions accept absolutely everything: from mobile phones to precious things (except for rough stones and semi-finished rough diamonds). Some even accept cars. Pawnshops only work with adults (upon presentation of a passport). They buy things at a price that is much lower than the market price and keep them in storage for a fee. After the client pays off the entire loan amount, including interest, the item is returned to the owner. If the client does not have time to return the money in time, the pledged items will be put up for resale.

Sell \u200b\u200bunnecessary items or equipment

You can take and sell what you do not use: clothes, shoes, furniture, household goods, books, etc. Today there are already a large number of boards on which you can post free classifieds for the sale of something directly from home. The success of the business lies in high-quality photographs of the items being sold. Unwanted items can be picked up and taken to a flea market, given a garage sale, or dropped off at a thrift store. Another option is to sell exclusive items at a discount. These are really expensive things that are in good condition. Now you can sell anything over the Internet: collectible clothes, antiques, collections of stamps, books, Soviet coins, anniversary rubles. It is necessary to take high-quality photos of the product and display them on ad sites. The higher the discount amount, the faster a buyer will be found.

How to get money on the Internet for free

Getting money for free online is quite difficult. Big money can only be earned, and a penny can be received in the form of bonuses. They are usually distributed for attracting players (clients) to the casino, lottery, broker, poker room, etc. If a new client is registered using the link of the current participant, then the referral is paid a certain reward (usually a fixed amount). Before becoming a partner, you need to study the rules of the service in detail. Brokers, casinos and poker rooms provide an opportunity to withdraw money to an electronic wallet only to those participants who play games and place bets. That is, such a partner business is an addition to the main activity of the service. Gaming sitesIt's real to make money on online games, although not a lot of money. The mechanism of operation of all online games is similar: after registering an account, you need to study the rules and start performing tasks. During the game, bonuses are accumulated, which can then be exchanged for electronic money. The first bonuses are given for registering on the site. Also, money is paid for winning quizzes, as well as for completing quests in the game. Tasks can be very different: from harvesting to creating your own vehicle fleet, from building a city to space exploration, etc. Unfortunately, participating in online games is a temporary solution to the problem of lack of money. To drastically change the situation, you need to look for other ways to earn money. Network Marketing, SalesNetwork marketing is a sales strategy that involves building a distribution network of agents. Their task is to promote products and attract new partners. According to the described scheme, general consumer goods are promoted: cosmetics, dietary supplements, household chemicals. The success of the scheme lies in the fact that sellers are result-oriented and know the technique of sales. This scheme appeared in the Russian Federation in the 90s, when the market was actively conquered by financial pyramids. An advertisement was shown on TV, in which the population was offered to buy something or tell a friend about the company. Indeed, the schemes of pyramids and MLM marketing are similar. Their main difference is the term of work. The largest pyramids remain on the market for a maximum of 5 years, while network companies have been successfully operating for decades. Co-writingWriting articles, editing and translating text from one language to another can also generate a steady income. Working as a copywriter on the Internet is very different from working in an agency. In the first case, we are talking about rewriting texts from other sites in your own words, and in the second, you need at least a desire to create something new. The amount of earnings in both cases depends on creativity. Only a copywriter who works online will initially have it lower. Starting prices range from 20-50 cents per 1000 characters. Specialists who are engaged in the professional content of the site receive at least $ 10 per 1000 characters. Advertising, earnings on clicksYou can get money on the Internet for regular viewing of ads. The amount paid depends on the type of advertising and the period of stay on the site:

Surfing - following links and viewing the site within 15 seconds (up to 0.05 rubles). Reading letters and then answering questions is estimated at an average of 0.06 rubles. Passing tests with pre-prepared answers from the customer - 3 rubles. according to the instructions - 25 rubles.

Advertising sites additionally pay an affiliate commission from the earnings of each client you refer. Quick Financial Aid SitesThrough microloan sites, you can get a small (up to 50 thousand rubles) amount of money in loans for a short term right now. You will not have to wait several days for the approval of the application. Funds are issued within an hour after receiving the request. To complete the application, you only need to provide a passport. Nobody will ask for income statements and proof of the intended use of money. At the time of the electronic signing of the agreement, the borrower already knows how much money he will have to return. The main advantage of such sites is the speed of registration. The application is submitted online, it is considered 30-40 minutes, and the money is transferred to a bank card. You can also repay the loan via the Internet.