A contract about the assignment of pozikovyh koshtіv. The position of the sum () of the ruble is prepared, and the contractor of the goiter is to return the sum of money from the line in the order designated in the contract as the subjects of the insurance contract

Position agreement - for this reason, due to the fact that one side (positive giver) transfers to the power of the other side (positive) pennies or other speech, marked by generic signs, and the recipient of the goiter is to turn the same amount of pennies (positive sum) or take away some of them speeches. well kind of yakosti(Clause 1, Article 807 of the Civil Code of the Russian Federation).

The contract of position is applied in the case of an agreement on rent, that under the contract of position, the speeches are transferred from the authority of the employer and the turn is made not by you, but by analogous speeches (of the same kind and quality).

Agreement є: real; free of charge(transferred free of charge, as laid down between the hromdyans at a cost of less than 50 minimum wages, not related to the accepting fidelity of the parties, and inspire if the subject is speech, marked by generic signs); one-sided goiter'slick.

The subject of the contract pennies otherwise, speeches marked by generic signs, as a rule, are spozhivani.

Please please- pozikodavets and pozychalnik, as such can act as a subject of civil law for the improvement of their legality.

Contract form: a letter and a letter (like a sum of money, please transfer 10 minimum wages, but for participation on the side of a legal person - independently of the sum).

On the confirmation of the agreement, the position may be filed with the release of the sponsor or another document, which certifies the transfer of a penny sum or speeches, which is an indispensable proof in case of a dispute. If there is no written form to the agreement, the position is not too heavy for yourself, but it allows the parties to take advantage of the evidence in case of a dispute.

Іtotnoy umovoy є loan amount(Clause 1, Article 807 of the Civil Code of the Russian Federation).

Not with a succinct mind the term is the order of rotation of the position, but also the mind is about the expansion and the order of payment of the vіdsotkіv.

Turnaround term. The position of the head of the goiter is to turn the position to give the amount of position to the lines that are in order, transferred by the position agreement.

In cases, if the term of return is not established by the contract or is designated by the moment of supply, the amount of the position can be turned by the contractor thirty days from the day the contract was presented by the supplier, if not otherwise transferred by the contract.

Ship practice:

1. The object of the agreement cannot be documentary nominal shares, so the stink does not make a generic sign. Such an agreement is worthless.

2. Mind turning the sumi of the position with the help of another goiter, or by the way of formalizing the right of power to be worthless.

3. The agreement that the transfer of the financial position is not a penny, but the goods, not the agreement of the position.

4. Receipt of abo cash warrant can confirm the existence of rights between the parties under the position agreement.

Gift agreement- all the favors, like one side (gift) free of charge transfers the goiter to transfer to the other side (to the donee) rich in power or the main right (vimoga) to oneself or to the third individual, or the name of the main in front of him or in front of a third person.

1. It is necessary for us to designate that the legal method of the grantor is to give away the gift, obviously the reason for the contract free transfer of lane to power. The agreement of the gift is not guilty of the revenge of any kind of minds about the mine's bindings of the gifted. For the presence of an oral transmission of a speech, or a right, or a common goiter, an agreement is not recognized as a gift, but before the new one, the rules about a free payment agreement, for example, purchase and sale, are established.

2. The law allows obіtsyanka gift. Tse means that the grant agreement may have a consensual character, and the right-hand man and obov'yazki storіn vinikayut іz ukladennya contract. Before the agreement is laid down, the donator of goiter should be handed over to the bestowed one at the appointed term. However, I may have the right to review my own obov'yazku, as if the laying down of the contract between the main and the family camp of the grantor changed the flooring, which the viconnance of the contract in new minds brought to an absolute decrease in the equal of one's life, as well as in those who have fallen. From the gifted the day of obov'yazok accept the gift, and to that one may have the right to be, if before the transfer to you of the darunka, you will be given a new guard.

For the rule of thumb, an agreement on a grant can be made orally, however, firstly, as a voucher, it is a legal person and the gift of the gift is transferred to five minimum payments established by law, in a different way, as an agreement to avenge the gift of the gift in the future, then it is necessary letter form agreement, and with the gift of indestructibility - more yoga Sovereign registration.

In certain vipadkahs, the law is defended against the gift agreement. So, it is unacceptable to grant the rozmiri over five established by law minimum allowances for payment of labor in the name of minors and unemployed legal representatives; to the practitioners of the likuvalny, vyhovannyh installations, the installations of the social defense and other similar installations by the hulks, as if they were rebuying them for lykuvanni, vyhovanni, utrimanny, friends and relatives of these hulks; to the sovereign servants and servants of the organs of the militia self-ordering at the link with their township camp; in foreign countries between commercial organizations.

For some vipadkah, the gift is a revolving favor. So, the voucher may have the right to make a gift, as if giving gifts to one’s life, the life of one of the members of this family, or close relatives, or navmisna having given the vouchers heavy bodily ushkodzhennya, as well as in some other ways.

Insurance contract- for pleasing, by virtue of which one party (the insurer) may have the right to take penny sum in the event of the current financial situation (insurance tax) and you were obligated to pay insurance payments, and the other party (insurer) was required to pay a penny sum and was entitled to pay insurance payments.

The subjects of the insurance contract are:

- insurer, how can only an insurance organization act if it has a license for the insurance of a viable type;

- insurer(Polyutrimuvach) - a person who has paid the insurance payment and entered into a specific legal insurance with the insurer. An insurer can only be such a person, as if there is an insurance interest, so that the saving of life is healthy, healthy, that has a main character;

In addition, a participant in insurance legal rights can be vigodonabuvach, that person, as is appointed by the insurer for the collection of insurance premiums at the time of signing the contract, or at a later time of the contract until the current insurance period.

The contract of insurance may be less than the provisions for the obviousness of the insurance interest. Insurance interest - tse those of the main right, like an insurer can be saved on the uvazi, or like a vin can be attached, or else the vein of the binding, the vindication of which vin is hot to be undone. It is not allowed to insure against wrongful interests, insurance of hits in case of participation in games, lotteries and pari, vitrats, such a person may be embarrassed by the method of calling zaruchnikov.

In order for the main interest of an individual to become an insurable interest, it is necessary that you threaten it with a nebezpeka, so that you can insurance risk - furnish, scho to threaten the insurance interest, at the moment of such a move, but not at the time of the agreement being laid down from the parties.

The main interest, which may be insurance, is not the same. In some ways, the vines of directing to zahist vіd zbitkіv, povyazanih іz poshkodzhennyam that vtratoj lane, in others -on the zahist in the case of the main expenses, which are connected with the zapodіyannyam of shkodi life, health, and the second good fortune. Vіdpovіdno razraznyayut agreement of mine insurance and agreement of special insurance.

per mine insurance contract can be insured, protected, have such interests:

1) risk of spending (death), lack of poshkodzhennya of the singing lane;

2) the risk of viability for goiter, which is blamed on the consequences of bad life, health or other conditions, and in cases of violations, peredbachenih law, as well as viability for contracts - the risk of civil viability;

3) Riczik Zbitkіv Vіd Pіdprirnitsyko Diyalnosti through the instructions of your gobov'jazni counterparties P_DPRIєMTSIA Abo Zmіni Umovy Tsієї Dyalnosti behind the slatovy, Shaho, not to seal Vіd Pіdprirmtsya, in the number of Riczik Inevermannitsky Riczik.

per special insurance contract can be insured with the following interests:

The risk of zapodіyannya shkodi life and health of the insurer himself, which was named in the agreement;

Rizik reaching the singing vіku;

Nastannya at the life of another who was signed by the agreement.

Contract of insurance public contract and fit in letter form. Wash insurance can be signed as an insurance contract or an insurance policy, but about the rules of insurance. However, these rules are obligatory for the insurer only in that case, as in the contract (policy) it is directly indicated that such rules are stipulated and the stench is written in the contract (policy) or they are added to something new.

Under the hour of laying down the insurance contract, an insurance amount is charged - an amount, at the borders of which the insurer of the goiter is required to pay the insurance premium for the mine insurance contract, or else the insurance company is required to pay for the special insurance contract. Strakhova sum not guilty revisit the diysnu vartist myna or zbitkiv vіd under the responsibility, like an insurer, like a check, ponis bi for the current insurance vapadka. The contract of mine insurance is worthless for a part of the insurance sum, as it transfers the insurance coverage. These rules zastosovuyutsya at the times, as if the insurance sum outweighed the insurance cost of the result of the insurance of one and the same object in a number of insurers.

The insurance contract begins at the time of payment of the insurance premium and the first installment.

4. Change of minds released into the general position is not allowed.

5. Rules about the contract sovereignty obviously zastosovuyutsya to the position that they are allowed to the municipal governments.

Article 818

1. For the good of the party borg, which is the wine from the purchase and sale, rent or otherwise provide, you can substitute for other goiters.

2. Replacing the borg with the positional goiter is due to the deadlines for the innovation () that is in the form, transferring to the contract position ().

§ 2. Credit

Article 819. Credit agreement

1. Behind the loan agreement, the bank chi іnsha credit institution(lender) claims to pay a penny sum (credit) to the borrower at the settlement on the minds, transferring the contract, and the borrower of the claim is obliged to turn back the sum of money and pay hundreds of dollars for the cost of it, as well as the transfer of the loan agreement and other payments, including 'yazanі z nadannym loan.

In case of a loan to a huge man with a method that is not related to the provisions of the pіdpriєmnitskoї ї іyalnostі (including the loan, the goiter is due to the guarantor for some kind of mortgage security), scaling, deprivation and especially the contraction of other payments, assigned to the paragraph about to a quick loan(positions).

Information about changes:

Article 819 was supplemented by paragraph 1.1 from 1 pm 2018. - Federal law dated April 26, 2017 N 212-FZ

1.1. If a loan is awarded by a borrower in full, or often for a loan, we’ll issue a loan by the same creditor earlier, and it’s valid before the agreement. before the contract, statements about the repayment of the earlier given loan.

2. Until vіdnosin behind the loan agreement, the rules referred to in paragraph 1 of the Chapter, unless otherwise referred to by the rules of that paragraph, are not included in the essence of the loan agreement.

Article 820. Form of a loan agreement

The credit agreement may be placed in the letter form.

Nedotrimannya letter form tyagne for a lack of credit agreement. Such an agreement is worthless.

Article 821

1. The lender may have the right to repay the debtor of the credit transferred by the loan agreement, or often for the obvious circumstances, which is obvious about those that the sum given to the debtor will not be returned at the lines.

2. The borrower may have the right to revoke the loan in full or privately, having informed the creditor to the line of the debt established by the agreement, as otherwise not transferred by law, other legal acts or by the loan agreement.

3. At the time of the damage by the borrower of the obligatory loan contracted by the loan agreement () the creditor may also act in the same way in the case of a further crediting of the borrower under the agreement.

Information about changes:

Paragraph 2 amended to article 821.1 of 1 worm 2018 - Federal law dated April 26, 2017 N 212-FZ

Article 821-1. Wimoga of the lender about the fast turnaround of the loan

The lender may have the right to make an early return to the loan from debtors transferred by this Code, other laws, and in the event of a loan being granted to a legal entity, for individual admission also in vipadkah, before the loan agreement.

), unless otherwise transferred by the commodity credit agreement.

Article 823. Commercial credit

1. Contracts, vikonannya such pov'yazane with the transfer from the authorities of the other side of the penny sums or other speeches, which are signified by low marks, may be transferred to the credit, in addition to the advance payment, advance payment, the payment of goods, work, etc. (commercial loan)), unless otherwise provided by law.

2. Prior to a commercial loan, the rules of this Chapter are to be enforced, unless otherwise stipulated by the rules on agreements, for which there is no need for a goiter, that does not superechit the essence of such a goiter.

02.01.2019

At the life of the skin, sticking with the contract of position and entering at the position of the blue. We are borguyemo to a comrade before the salary, we can’t help the courts, we are looking for relatives to buy furniture.

Good, if you can swear on the word of honor, but it’s better than your mother’s additional guarantees, so pennies turn back. Ale, how to pose correctly? How to draw up an agreement and guarantee the return of money? Let's take a look at the understanding of the position, the form that can be used before the contract, let's look at how to legally competently lay down the position of the contract in different situations.

Be quick to propagate the terms of the contracts and the recommendations on how to fold them, provide nutrition to lawyers who specialize in contracting legal documents.

Koshti can be transferred under the contract of position, paper price and other speeches. The contract fits into the terms of the term ( term agreement) or without the insertion of this term (string-free position agreement). At the contract of position, you can have a mortgage, think about the payment of vіdsotkіv for koristuvannya position ( paid contract), or you can be interest-free.

Agreements of positions can fit in between the bulk of the people, between legal persons, as well as mizh physical persons and legal ones. One of the different positions in the contract is a credit agreement, in which banks and other credit organizations act as contract givers.

Understanding that form of agreement

Understanding the position of the agreement

The understanding of the position agreement is enshrined in article 807 of the Civil Code of the Russian Federation. The law calls a person who gives a penny - a giver, and a person who receives a penny is a depositor. The contract of position is for the sake of the parties, as the giver of the position transfers pennies (other speeches) to the authority to the receiver, and the receiver accepts the guilt of the goiter for the sake of turning back the sumi (the number of other speeches).

The transfer of pennies to the authorities means that the beneficiary has the right to free will, to be greedy and order to take away a penny. As it is necessary to protect the rights of the employer, a security position is drawn up, if you can take away pennies, you can spend less money on your consumption (for example, buying a car or a car).

Folding the text of the agreement that was signed by the parties does not mean that it has already been laid down. Let's settle the agreement on the position less with the transfer of penny koshtіv. About the withdrawal of pennies, call out a receipt in the name of the recipient.

A penny goiter is paid for the hour of the due date, but the payment is made in rubles. If the position of pennies is drawn up in foreign currency, then the payment to the borg will be carried out in rubles according to the official exchange rate of the currency on the day of payment. The parties may fix at the contract a different exchange rate and a later date, so that the current exchange rate will be determined.

Position agreement form

V civil code handed over like a dream, and a letter form to the position agreement. The written form of the contract is necessary, as the amount of the position should be set at over 1000 rubles, which requires 10 minimum wages. The agreement of the position between legal persons and the agreement of the position of the physical special legal person is drawn up in a letter, with no meaning to the amount of the borrowed sum.

It is recommended to start victorious writing only a letter form of the position agreement. It’s better to prove your case in court, it will be important for the court to give evidence of other evidence, but if you please mind, if it can be filed in a letter form, the court will not accept it.

Instead of folding the position of the agreement, you can write a letter form, confirm the amount of the sum, as indicated, whatever the term and the order of return.

Vіdsotki for the agreement position

Vіdpaid contract position

Vіdsotki for the contract of position є by the payment of the sponsor for the hour of the cost of the cost of the provision. Usі contracts poziki vvazhayutsya reimbursable (to see pіd vіdsotki), navіt at the very agreement not fixing obsgіg tsikh vіdsotkіv, posikodavets have the right to zastosuvat refinancing rate for the Central Bank of Russia. Vynyatkom іz th rule є bezvіdsotkovі agreements.

Rozmir vіdsotkіv under the contract is determined by the favor of the parties, but there may be differences in vіdsotkіv for a skin day, month, rіk chi be-yaky іnshy period of vikoristannya pozikovyh koshіv. Rozmіr vіdsotkіv can be vyrazheniy vіdnosnі to sumi, scho is occupied (for example, 20% of regular) or appointments from firm sumi (500 rubles per skin day vikoristannya sumi poziki).

Slid vrakhovuvaty, scho mind the agreement on the position of zavischeni rozmіri vіdsotkіv, scho significantly transcend established in the business turnover, may be recognized by the court as servitude.

Agreement of a wireless position

Yak vinyatok z swear rule about vіdshkoduvannya poziki sіd vvazhat agreement between physical persons, which does not lie up to pіdpriєmnitskoї ї іyalnostі. For this sum, such a position can change 5000 krb. In this case, the agreement will be interest-free, as in the very text of the agreement it will not be directly assigned to the payment of taxes.

Interest-free positions are also respected, from which not pennies are transmitted, but other speeches. However, it is not necessary for the parties to the contract to close their minds about vіdsotki, going out of vartosti speeches, or having taken another wine city for their position.

Pleasure before the position agreement

Agreements on the basis of penny koshtіv, like and be-yakі іnshі agreements, can be changed by the parties themselves for the obviousness between them. An agreement on a position can be broken by the parties for their mutual benefit on their minds. For the consolidation of such parties, it was transferred pleasing to the position agreement.

At your pleasure, you can set a new date for the return of koshtіv, change the rozmіr vіdsotkіv kіrstuvannya pozikoy, zaznachit sanktsiї vrashchennya termіnіv vіrіnіnіna borg. If the agreement is signed in favor of a part of the position agreement, then the agreement of the position may be littered only for the satisfaction of the parties. Dodatkova pleasing can be framed in that case, as the main agreement.

If the parties did not agree to change or change the position of the contract, it would be less likely to go through the judicial procedure.

Vikonanny treaty positions

Turning to the Borg for a position agreement

The turn to the borg may be determined by the parties, but it will be fixed at the contract position. The parties may have the right to transfer whether there is any order that line of rotation of the position boxes. The pennies can be paid in one sum or paid in periodic payments. For vіdsotkіv, a rule has been established for the position agreement that stinks are paid by the company, as it is not otherwise established by the agreement.

If the parties have not indicated the term and the order of rotation of positions, the agreement of positions is respected without strings. According to a non-string contract, the giver may have the right to make a turn to the borg, be it as it is, to turn at his or her father’s goiter for a period of 30 days from the moment of taking such vimogi away.

If you agree on a position for compensation, then the additional turnaround of the cost can be done only for the benefit of the giver. Blame it on the situation, if the patron took a penny for a special, homemade family victorious work, that is not connected with the entrepreneurial work.

The return of the obov'yazku is also necessary to close the letter. When transferring cash, a receipt is formed. The return of pennies to the unprepared order is confirmed by bank documents.

At the time of your appointment, you can put a penny on a deposit, or you can deposit money on your deposit at the bank. In this case, the obov'yazkove was informed of the position, which can then be confirmed by the court.

Violation of the position agreement

For the destruction of the minds of the agreement, the position was transferred to the civil-legal liability. We are charged for the nasledki prostochennya of the turn of the sumi positions. For violation of the terms of return of fees established by the agreement, it is possible to transfer the payment at the contract itself, in view of the relative costs, or at the established penny sum.

The payment of these sums of money will be carried out without compensation of the sums of money for the cost of pozikovy koshta. Behind the contracts, yakі transfer the return to the borg with periodic payments, special payments have been made to break the terms of payment of the chargable payment. And here the position can be turned to turn all the positions with the vіdsotkami dostrokovo. With such vіdsotkami vvazhat vіdsotki, narahovanі for the period, setting by the agreement of the return of the sum of position, and chi is not less than the vіdsotki, narahovanі at the time of the її pre-stroke turn.

To tighten the borg behind the position contract, speed up:

Positions prohibited by the agreement

Prior to the agreements of positions, like those of other interests, the rules for useless and contested interests will be established. On the other hand, the defendant has the right to object to the agreement on the position of penniless. Bezgroshova means that the employer did not take pennies to the borg, or took them from a smaller amount, lower is designated in the position agreement.

As soon as it was established in the court session that the agreement was penniless, the court ordered that the amount of money drawn up be reduced, as the pennies were transferred from the smaller amount, the lower one was assigned to the agreement.

Folding the position of the agreement in the letter form to include the possibility of imputing it to penniless records, with a hint of vipadkіv deceit, violence and threats.

Next, a penny-free contract of position was renewed in view of the innovations of the borg's goiter for position. For the housekeeping of the parties to the contract, you can replace the posterior goiter with the borgs for the purchase and sale agreements of the order of the lane, and navit the other contracts, as if transferring the payment of the money.

Position agreement template

POSITION AGREEMENT

m. ________________ "___" __________ ____ r.

I, _______________________________________, gave the names “Pozikodavets”, from one side, and

I, _______________________________________, gave the names “Pozichalnik”, on the other side, laid down an agreement on the following:

1. SUBJECT OF THE CONTRACT

1.1. per cim contract The sponsor transfers from the authorities to the sponsor the money from the sight of _______ rubles, and the sponsor of the goiter is to turn the Pozikodavtsyu sum of positions and earning her a hundred dollars for the minds transferred by the Agreement.

1.2. Rozmir vіdsotkіv under the contract to become _____ vіd sumi positions.

2. PROCEDURE FOR TURNING SUMI POSITION

2.1. The guardian hands over to the guardian the sum of the position “____” __________ ____ p. The fact of the transfer of the money is confirmed by the receipt of the Recipient.

2.2. The payer turns over to pay for the delivery of the positional cost and the reclamation of the vіdsotki “___” __________ ____ r.

2.3. The sum of the positions is turned by the path of _________.

2.4. Confirmation of the return of the posterior vouchers is a receipt, which appears to be a poser.

3. INTEREST FOR THE SUM POSITION

3.1. Vіdsotki koristuvannya pozikoy begin to get better on the day of the transfer of the koshtіv to the Pozichalnik.

3.2. Payments for the cost of the sum of the position are paid in monthly installments at the lines until _____ of the day of the skin month until the moment the sum of the position is returned.

4. VIEW OF PARTIES

4.1. For an untimely turn of the sumi of the position, the clerk pays the clerk a penalty at the expense of _____% of unpaid lines of the sum of the position for the leather day of stitching.

5. CONCLUSIONS

5.1. The agreement is respected at the moment of the actual transfer to the employer of the depositor of the sum of the position according to clause 2.1 of this Agreement.

5.2. Negotiate until the end of the vikonannya.

5.3. The contract is stored at two alimentaries, one alimentary for the skin side.

6. ADDRESSES AND PARTIES' SIGNATURES

Contractor: _________ (____________________________________________)

Recipient: _________ (____________________________________________)

The agreement is to be formed as clearly as possible, it is necessary for him to close all the things that please the parties. It is necessary to unique the possibility of a double clouding of the minds of an agreement. Quotation shortly in the text is not recommended.

At the contract, there is a place for the yogo warehouse (place, settlement, village that in.). Mіscem sladannya contract position є of the population point, de yogo parties signed.

The contract may have a date of її folding. The date must be specified after the month at the time of signing the contract.

At the contract, more names are indicated, names on the father’s side (given the letter of the oligarch), other data, so that the swindlers with the same namesakes can be left behind, and they will have more data. You can indicate passport data or the date of that place of nationality of the parties to the contract.

If the contract is completed, it is better to win the passport of the hulk, it is possible to incorrectly state the special data of one of the parties, but to allow the Shakhrai children to be left alone, to sign the signature of the applicant.

A penny sum, which sends a transfer for a position agreement, is indicated in numbers and in words.

At the contract, it is necessary to transfer the order of transferring the costs to the position. The transfer can be confirmed at the contract itself, or at the earliest hour of the transfer, a receipt is issued. You can tell about the transfer of pennies from the line.

Rozmir vіdsotkіv under the agreement of the position can be assigned to the rozrahunka for the river, for a month, for the skin day of the appointment of the pozikovy koshtіv. You can ask for the amount of money from a specific penny sum.

The parties are guilty of transferring the order and the line and paying extra for the posture. Vіdsotki can cry every day, shomіsyatsya, shorіchno. You can transfer the payment of all bills at once with the payment of the main board and establish a different order of payment.

The parties may transfer the terms of the return to the board for the position agreement. This term can be specified for a specific date, otherwise the song will come. If the term of the turn is not assigned, the position agreement is entered without a string, the position may be given the right to turn the turn to the board at any hour, the holder is guilty of turning it for 30 days after the withdrawal of such a turn.

At the contract, it is necessary to indicate the procedure for the return of pennies. The pennies can be turned in a cooked or non-cooked way.

At the contract position, you can transfer the validity of the defendant of the damage to the terms and pay the borg. The forfeit may be charged at the amount of money per day (month, day, day) or it may be charged at a specific amount.

Prior to the agreement, positions can be included for the benefit of the parties. Yakshcho tsі dodatkovі think to superechat the law, the stench will not be stagnant.

The agreement of the position is kept in 2 examples, for the skin side of theirs.

On the basis of the contract on the skin of the parties, you can put your signature and decryption (state the nickname, name is that of the father). If the agreement itself can be folded in a familiar way, then it is necessary to put down the signatures and decipher them with a skin handwriting, which will help the parties to slander the correctness of their signature.

2. Credit agreement

A credit agreement is for the sake of which the bank chi іnsha credit organization (creditor) wants to give money (loan) to the borrower at the sight of the minds that have been transferred by the contract, and the borrower of the goiter wants to turn back the penny sum and pay hundreds of dollars.

The agreement is regulated by Art. 819-821 of the Central Committee and the norms of the Law of December 2, 1990. N 395-1 "About banks and banking activity" (div. adj. disk).

Features of the agreement

A credit agreement is a different position agreement * (88), but on the other hand, it is consensual, mutual and reimbursable.

The parties to the agreement are the bank (another credit organization) that has a license from the Central Bank of Russia for all banking operations, that applicant - be a special person.

Іstotnі mopі the agreement - the subject of the loan, the interest for the loan, the number of other banking services, the lines of their deeds, including the terms processing of payment documents, the main liability of the parties for breaching the agreement, the lines of the agreement, the procedure for the first termination (Article 30 of the Law on Banks and Banking activities).

The subject of the agreement is koshti (national and foreign currency), but with other words, marked with generic signs. The fee for the loan varies by hundreds, which, as a rule, includes the refinancing rate of the Central Bank of Russia and the wine city of the lender itself (bank margin). Article 33 of the Law on Banks, it seems that a loan can, but is not the fault of the mother of security.

Accordingly, according to the term of the agreement, credits were accepted for short-term (up to one term) and long-term (more than one term). The credit agreement does not fit on the minds "to supply" as a great position agreement. Being a paid type of position, vin can be more prestrokovo vykonaniya less for the benefit of the creditor.

The credit agreement may be placed in the letter form. Nedotrimannya letter form of the contract dragging behind him yogo indeedness.

The lender may have the right to act on the granting of a loan to the borrower, for example, for the obviousness of the situation, which is obvious about those given to the borrower, the amount will not be turned at the lines.

The applicant may have the right to withdraw all or part of the loan without any argumentation, just need a link to the vodpadannyam. About tse vin is guilty of povіdomiti the creditor to the established term of the loan, as otherwise not established by law or by the agreement. The agreement may be the introduction of obov'yazok pozychalnika vіdshkoduvati creditor zbity, caused by vіdmovoy vіd otrimannya credit povnіstyu or parts.

Vidpovіdalnіst rupture of the contract may be laid down by both the sponsor and the creditor. Pozichalnik vydpovidaє for the rules of Art. 811 Central Committee. Yogo v_dpovіdalnіst polagє u datkovogo penny obtyazhennі, pov'yazanogo zі sdvoschenih vіdsotkіv for scribbled credit.

Especially vіdpovіdalnіst mоzhe buti vіdnіtіv for neіl'ove vykoristannya otrimanih koshtіv аbо decrease (waste) the value of the security of the loan. In these cases, the lender may have the right to demand a pre-term loan return and pay the full amount.

The creditor may also have the right to file before the court with a statement about the damage to the debtor's account (Article 34 of the Law on Banks and Banking Activity).

On the creditor, the debt may be laid for an unmotivated debt on a loan, on a smaller sum, or on broken terms.

In the order of payment of a penalty (vіdsotkіv), the guilty party (creditor) may owe the other side of the debt, caused by non-violent or non-indispensable vikonannya contract, as such a form of viability is not included for the rest.

Commodity and commercial credit

Under a trade credit, a credit agreement is agreed upon, which transfers the language of one of the parties to give the other side of the speech, marked by generic signs, and the candidate for the goiter is to turn around the terms of the termination of the speech and pay the creditor to the winery.

The agreement is regulated by Art. 822 CC. The norms about the credit agreement are being expanded anew, even though it is not yet transferred by the commodity credit agreement and does not abide from the essence of the contract.

Trade credit agreement - consensual, mutual, paid. Tsim vin v_drіznyaєtsya in the real position of speeches.

Parties to the contract - whether they are subjects of civil law. The creditor cannot be less than a bank with another credit institution.

Іstotnі umovi contract - a subject, umat nadannya commodity credit, vіdsotki for credit.

The subject of the agreement is such goods, like agricultural products, manufactured goods, syrovin, oil-oil materials, etc.

Oskіlki agree to a commodity loan, as a rule, for general purposes, until the new zastosovuyutsya not only the rules about position (credit), but also think about the quantity, about the assortment, about the quality, about the container and other rules of the Central Committee on the purchase and sale of goods (Art. 465-485 of the Central Committee). Wash the agreement to pay the debt, include lines and the procedure for returning a commodity loan. The fees for the loan include the rate of refinancing of the Central Bank of Russia and wine to the city of the creditor.

Contract may be laid down in letters of form. The camp of st. 820 of the Central Committee about the worthlessness of the contract in case of damage to the letter form.

At commercial loan before the contract, the mind is turned on, through the yak, one side gives the other side a line, or the line is fixed, be it a binding (pay pennies, transfer mine, vikonate the robot for services).

Most of the commercial lending is done without a special legal formalization, on the basis of the agreement laid down (about advances, about the line and others.).